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Please do not vote to eliminate the ADHC benefit for the frail elderly.

Dear friend, We need your help today. ADHC ELIMINATION PROPOSAL – MAKE TELEPHONE CALLS TODAY! The full Senate and Assembly Budget Committees will take up the ADHC elimination proposal Friday, February 18. The agenda is not yet available but we know the hearings will begin at 9:00 AM. There is no public testimony. We need to generate as many telephone calls today as possible to the Budget Committee members and Leadership offices. The call should only be 15-30 seconds so the next person has a chance to call in. Make sure you identify you are a constituent if your legislator is on one of the committees.… Read More »Please do not vote to eliminate the ADHC benefit for the frail elderly.

SPA and Pool Insurance Coverage in Texas

CNA’s Spa & Pool Contractors Program (SPLASH) has been expanded to the middle market segment in Texas. CNA’s SPLASH program offers coverages for an array of customers, including builders or installers of swimming pools, spas and hot tubs as well as pool plasterers; and for service, maintenance and repair work (i.e., cleaning, painting, resurfacing, winterizing, etc.) done exclusively for the swimming pool, spa and hot tub industry. Retail and wholesale operations which meet this criteria are also eligible within the Middle Market program. CNA recently earned the endorsement of the Northeast Spa and Pool Association (NESPA), an organization with more… Read More »SPA and Pool Insurance Coverage in Texas

New Exclusive Program for Jewelers

A new jewelers block insurance program from the Chubb Group of Insurance Companies will be offered country wide to qualified retail agents, brokers and wholesalers. To be branded and marketed under the Jewelers unBLOCKed name, the program will address the exposures of the jewelry industry, including retailers, custom designers, wholesalers, remount events, manufacturers and refiners. Currently insurance for jewelry stores, manufacturers, wholesalers and distributors, as well as repair shops, including kids jewelry is available from Hartford, Travelers, Zurich, CNA and many more insurance companies. To get a quote visit our website: ppls

You Would Have to Be High Not to Buy This Coverage

Medical cannabis dispensaries, collectives, cooperatives, cultivators and caregivers  operating within state guidelines have a new option to protect themselves. Coverage for medical marijuana operations is now available. In addition to working with one of the largest, A+ rated, international insurance carriers to develop the raid coverage program, the programs specifically designed to meet the evolving insurance needs of the medical cannabis community to protect legally operating medical cannabis businesses. The coverage provides relief to cannabis operations raided by state or local law enforcement agencies provided the operations have adhered to all specified state and local cannabis-related guidelines and are found innocent… Read More »You Would Have to Be High Not to Buy This Coverage

E&O Coverage for Small Law Firms

When it comes to the legal profession, there are two known facts: claims against lawyers tend to increase in an economic downturn; and small firms (with fewer than five attorneys) are extremely vulnerable to legal malpractice and damaging lawsuits. To address these issues, we offer a professional liability insurance program specifically tailored to the needs of small law firms. Rates are competitive because the underwriting guidelines exclude writing large firms that tend to have higher risk and greater claims severity. According to the American Bar Association, over 70% of professional liability claims are driven by firms of less than five… Read More »E&O Coverage for Small Law Firms

Equipment Dealers Coverage

Once again Travelers is on the industry edge introducing coverage for equipment dealers that provides custom-designed coverage to help protect against the unique risks and exposures in the equipment distribution industry. Available through Paperless Insurance Services, IndustryEdge for Equipment Dealers offers broad coverage for those engaged in the sale, lease, rent, service or repair of the following types of equipment or machinery: Construction equipment including excavation and grading, mining and quarrying, and concrete processing. Industrial machinery and equipment including cement making, food processing and other machinery, as well as heat exchange, material handling and packing equipment. Farm equipment dealers including cultivating,… Read More »Equipment Dealers Coverage

New Premium Comparisons for Personal Auto Insurance

…at this time in the State of Ohio only… Ohio Department of Insurance Director Mary Jo Hudson announced a new online tool designed to educate and assist Ohioans in finding auto insurance that fits their needs. The Auto Insurance Sample Premium Calculator, available at www.insurance.ohio.gov, can be used to compare sample premium quotes voluntarily provided by participating insurance companies as well as obtain contact information for these companies. It was developed through the combined efforts of the insurance department and members of the auto insurance industry in Ohio. Here is how the Auto Insurance Sample Premium Calculator works: The consumer is… Read More »New Premium Comparisons for Personal Auto Insurance

New Hotel and Casino Programs

Venture Insurance Programs, a national program administrator has launched Concierge, a hotel insurance program, and SafeBet, a casino insurance program, both offering all lines of coverage. Concierge provides all lines of coverage for hotel management companies and boutique hotels, as well as mono-line Workers’ Compensation for general hotel properties. The program is designed for multi-location hotels, hotel management companies, large hotel properties and boutique hotels with package premiums starting at $50,000, including general liability, commercial auto, liquor liability and property with limits up to $100 million per location. Monoline workers’ compensation premiums start at $75,000. SafeBet provides all lines of… Read More »New Hotel and Casino Programs

Maine Court: You’ve got to be kidding me…

Maine’s supreme court says a workers’ compensation beneficiary isn’t eligible for additional benefits for a car crash that happened with on a way to a mediation meeting. Kurt F., an employee, was injured on the job in 1987, 1997 and again 2007, and he was traveling to a mediation hearing on those injuries when he was involved in a car crash. In a 4-2 ruling, the Maine Supreme Judicial Court found that the employer cannot be made responsible for the injuries en route to the hearing in Lewiston. Justice Ellen G. wrote that injuries occurring during travel to mediation or… Read More »Maine Court: You’ve got to be kidding me…

Hartford Insurance Company Expands Coverage For Healthcare Providers

As the aging population and advances in medical technology fuel the healthcare industry’s rapid expansion, providers face new growth opportunities and specialized protection needs. To help healthcare administrators address these needs, The Hartford Financial Services Group, Inc., has expanded its portfolio of insurance products and services for healthcare providers with tailored coverage designed specifically for healthcare facilities. “Healthcare service providers have a broad range of insurance and risk management needs, from protecting their property, medical equipment and computer records to ensuring patient and staff safety,” said Lisa Morgan, senior vice president of The Hartford’s Middle Market commercial insurance business. The… Read More »Hartford Insurance Company Expands Coverage For Healthcare Providers