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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

New York · Feb 27, 2012

Workers comp assessments 5 times higher for N.Y. state employers

New York state employers pay nearly five times more in workers compensation insurance premium assessments than the average in other states, according…Read more →
California · Feb 7, 2012

Willful Misclassification of Independent Contractors (SB 459)

California law SB 459 imposes a civil penalty of $5,000 – $15,000 for each violation on a person or employer that willfully…Read more →
Law · Feb 6, 2012

New York Labor Law Section 240 Explained

As a result of New York Labor Law Section 240, you may be liable for injuries to contractors you hire to do…Read more →
paperless advise · Jan 26, 2012

Risk of Injury with Tablet Computers

Remember the story about the carpal tunnel syndrome? Now all workers compensation insurance applications ask whether the workstations are designed ergonomically. The…Read more →
Building · Jan 26, 2012

Paperless Insurance Now Offers Coverage in New York

SAN FRANCISCO-based independent insurance brokerage Paperless Insurance Services (PIS INC), Inc. has started offering business insurance products in the State of New…Read more →
workers compensation · Jan 10, 2012

Top 5 workplace injury causes

According to research released Tuesday by Liberty Mutual Group Inc the 5 leading causes of workplace injuries are: 1. Overexertion — or injuries…Read more →
Michigan · Dec 9, 2011

Workers’ Compensation Changes in Michigan

Workers’ compensation reform legislation that suppose to reduce employer costs for helping injured workers has advanced in Michigan. The state Senate has…Read more →
paperless advise · Dec 9, 2011

Overpaid Workers Comp. Benefits Can’t be Recovered Back

Any business owners with employees must have workers comp. insurance. Workers comp. insurance premium is based on a few factors: 1. Employees’…Read more →
State · Dec 5, 2011

Side by Side Workers Compensation Insurance Quote Compare

We are happy to announce a major improvement in our rating system: TRY IT TODAY! New ICON: – Asks risk specific underwriting…Read more →
Audit · Oct 25, 2011

Workers Compensation Statute of Limitations Explained

A workers compensation statute of limitations is a regulation in a common law legal system that sets the maximum time after an…Read more →
Bad Insurance News · Oct 25, 2011

Workers’ Comp Rate Increase in Florida is Approved

Employers in Florida will be paying more for workers’ compensation coverage next year following the state insurance chief’s approval of an 8.9…Read more →
Claims · Oct 20, 2011

Workers Compensation Medical Evaluation

An employer cannot compel a workers compensation claimant to undergo a second independent medical evaluation, a Tennessee Supreme Court Special Workers’ Compensation…Read more →

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