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Insurance, decoded.
Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.
Texting While Driving Now Banned in Idaho
At least 35 states and Washington, D.C., ban text messaging by drivers, but efforts to toughen the law in Idaho has struggled…Read more →Paperless Insurance Now Offers Coverage in New York
SAN FRANCISCO-based independent insurance brokerage Paperless Insurance Services (PIS INC), Inc. has started offering business insurance products in the State of New…Read more →Fire Safety Checklist
This inspection sheet should be completed at home by the entire family. Inspect each area of your home to make sure no…Read more →Customer Satisfaction with Home Insurers
Customer satisfaction with homeowners insurance companies this year is up from 2010, but still remains below levels achieved in 2009. Overall satisfaction…Read more →Love your neighbor, Help your neighbor
State Farm and consumer research firm Harris Interactive surveyed more than 17,000 people about the state of American neighbors and found that…Read more →Barbeque Safety: At Home and On the Road
Eighty-one million Americans have taken part in a barbecue during the last year. Many of them were in celebration of Independence Day.…Read more →Keep jewelry OFF the Homeowners policy, here’s why..
If jewelry is on HO: The impact of a jewelry claim is serious! Jewelry loss counts as HO loss. Jewelry losses hit…Read more →Property Insurance Reform in Florida
Homeowners’ insurers in Florida are breathing a sigh of relief after succeeding in a months-long battle to obtain property insurance reforms designed…Read more →“Your Work” Exclusion on CGL Policy
Insurance isn’t a warranty. It doesn’t replace faulty work or products, but it does cover the Bodily Injury (BI) and Property Damage…Read more →Study: Most Know Little About Their Homeowners Policy
More than half of homeowners say they know very little about their home insurance policies and coverages, according to a survey by…Read more →Homeowners Not Liable for Tree Trimmer’s Death
A homeowner is not vicariously criminally liable for the misdemeanor acts of a tree trimmer, the California Supreme Court decided. According to…Read more →Green Homeowners Policy in California
Calfornia’s Department of Insurance has approved the first green homeowners insurance policy in California, offered by Fireman’s Fund Insurance Co. This coverage…Read more →Make insurance the easiest thing on your to-do list.
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