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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

California · May 10, 2011

Dog Bite Claims Highest in California

California leads the nation in the number of claims made and paid out by State Farm Insurance for dog bites, according to…Read more →
Claims · Feb 18, 2011

No Rough Approximations in Michigan

Should I avoide going to Michigan? Probably yes… But should I ever have to go to Bay City, MI –  I’d better have my…Read more →
Claims · Jan 5, 2011

E&O Coverage for Small Law Firms

When it comes to the legal profession, there are two known facts: claims against lawyers tend to increase in an economic downturn;…Read more →
Claims · Oct 25, 2010

Workplace Injuries in 2009 Declined.

The U.S. Department of Labor’s Bureau of Labor Statistics reported Thursday that nonfatal workplace injuries declined to 3.3 million in 2009, down…Read more →
Claims · Oct 19, 2010

Maine Court: You’ve got to be kidding me…

Maine’s supreme court says a workers’ compensation beneficiary isn’t eligible for additional benefits for a car crash that happened with on a…Read more →
Claims · Oct 8, 2010

You’ve Been Served, Brazoria County, TX

The Texas Supreme Court has determined that a lawsuit filed against a “governmental unit” within six months of an incident can be…Read more →
Claims · Sep 27, 2010

Poor Service Leads to Fraudulent Insurance Claims: Survey

More than half of U.S. consumers say poor service from an insurance company is more likely to cause an individual to commit…Read more →
Claims · Sep 8, 2010

Workers’ Comp Fraud and You: Don’t Get Cheated

Fraud can take several forms in workers’ comp, but the bottom line is the same: >>>>>>>>>>>>>>Someone is trying to cheat the system…Read more →
California · Sep 8, 2010

Employer’s Basic Workers’ Comp Responsibilities

It’s time for a quick policy checkup. By law you must follow certain procedures for (1) notifying your employees about workers’ compensation…Read more →
Claims · Sep 7, 2010

Understanding the Cost of Your Workers Compensation Policy

Workers’ compensation premium is calculated differently from other types of insurance. Your cost depends on the type of business you operate, your…Read more →
Claims · Sep 7, 2010

What to Expect When an Employee Is Injured

As soon as you are aware of a possible work-related injury or illness, you should take action to provide medical treatment and…Read more →
Cincinnati · Aug 14, 2010

Pregnancy Discrimination

As reported by WorkForce.com (full article: http://www.workforce.com/section/00/article/27/30/48.php_ A pregnant welder who was transferred from her job can pursue pregnancy discrimination and Americans…Read more →

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