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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Audit · Oct 25, 2011

Workers Compensation Statute of Limitations Explained

A workers compensation statute of limitations is a regulation in a common law legal system that sets the maximum time after an…Read more →
Claims · Oct 20, 2011

Workers Compensation Medical Evaluation

An employer cannot compel a workers compensation claimant to undergo a second independent medical evaluation, a Tennessee Supreme Court Special Workers’ Compensation…Read more →
Claims · Oct 19, 2011

Top Five Mistakes Drivers Make

For many drivers, getting behind the wheel is second nature, so it’s easy to make errors without realizing it. However, these errors…Read more →
California · Aug 31, 2011

Wrongful Termination of Desperate Housewife

Desperate Housewives is about to enter its 8th season. While we wait for the last broadcast of this show, interesting development has caught…Read more →
Claims · Aug 29, 2011

Product Liability Claim

Even if it’s the first product liability suit you've heard of in your 20 years at the company, it is nevertheless the…Read more →
Business Owners Package Policy · Jun 17, 2011

Riot Damage Coverage – What you should know

As many as 50 storefronts were damaged or destroyed in rioting and looting in Vancouver Wednesday night following the Vancouver Canucks Stanley…Read more →
Bad Insurance News · Jun 16, 2011

Interesting Industry News

New York City Police Pay More in Liability Claims Than Hospitals. Meaning that NY doctors are better prepared to fight on the…Read more →
Claims · Jun 15, 2011

Same Jobs, Lower Salaries

Employment in the field of third party administrators and claims adjusting is set to grow 5.7 percent annually between now and 2016,…Read more →
Additional Insured · Jun 14, 2011

Non-Profit Management Liability (D&O / EPL / Fiduciary Liability)

In addition to the full complement of HR helpline services available to policyholders, we have been a consistent, steady market for Non-profit…Read more →
Bad Insurance News · May 24, 2011

Record Losses from Weather

Devastating tornadoes, floods, earthquakes overseas and a busier-than-usual hurricane season have U.S. insurance companies bracing for record losses in 2011. Globally —…Read more →
Claims · May 20, 2011

Which Insurance Company Should Pay for Expenses?

A Colorado Court of Appeal has ruled that an insurer cannot file suit against another insurer for its failure to cancel a…Read more →
Claims · May 10, 2011

New Florida Discovery Rules

How many good news from Florida have we seen lately, particularly in the area of bad faith litigation. Not too many… However,…Read more →

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