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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Business Owners Package Policy · Jul 10, 2012

Insurance for Adult Day Care Center

Paperless’ Health & Human Services Insurance Program includes coverages that are specifically designed to protect the unique needs of professional Adult Day…Read more →
Building · May 1, 2012

Risk Control: Fire Safety Plan

Introduction The development of a Fire Safety Plan (hereinafter referred to as the “Plan”) will help ensure the optimum use fire prevention…Read more →
CGL Commercial General Liability · Apr 23, 2012

Insuring Cloud Computing

While cloud computing may seem vague and confusing, the National Institute of Standards and Technologies recently completed a working definition for the…Read more →
California · Apr 19, 2012

Accountants Professional Liability Insurance

Paperless Insurance provides comprehensive Accountants Professional Liability (APL) Just complete a short application online at  and receive a formal quote the same…Read more →
Additional Insured · Mar 28, 2012

Risk Transfer: Managing 3rd Party Relationships

Introduction: Case Scenarios – A painter’s scaffold collapses resulting in severe injury to the painter and a pedestrian. The painter had no…Read more →
CGL Commercial General Liability · Mar 22, 2012

Our March Success List

NEW YORK – Restaurant Supply Store – Metal Goods Manufacturing for Restaurants/Bars/Hotels – Very large slip and fall loss 2 yrs prior…Read more →
Claims · Mar 13, 2012

“Super Losses” of Healthcare Sector

The overall cost and frequency of so called $50 million plus “super losses” in the U.S. healthcare insurance sector are on the…Read more →
Coverage · Mar 6, 2012

E&O Products for Insurance Agents

Protective Specialty Insurance Co. has launched a pair of new errors and omissions products for insurance agents. One product will cater to…Read more →
Law · Mar 2, 2012

Lawyers Professional Liability

Target Classes: – Hard to place Lawyers/Law Firms – Employed Counsel – Excess Lawyers/Law Firms CAPABILITIES: – Prior acts considered on a…Read more →
Arizona · Feb 16, 2012

New Enhancements to Real Estate E&O Program

We are proud to announce that we’re now offering an exclusive Real Estate Errors and Omissions Liability protection. Easy Way to Quote and…Read more →
California · Feb 7, 2012

Willful Misclassification of Independent Contractors (SB 459)

California law SB 459 imposes a civil penalty of $5,000 – $15,000 for each violation on a person or employer that willfully…Read more →
Building · Jan 26, 2012

Paperless Insurance Now Offers Coverage in New York

SAN FRANCISCO-based independent insurance brokerage Paperless Insurance Services (PIS INC), Inc. has started offering business insurance products in the State of New…Read more →

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