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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Building · May 19, 2020

Roof Maintenance and Inspection (What to Look For)

One of the most common mistakes homeowners make is to wait until they see a leak inside their home before checking out…Read more →
Flood · Apr 29, 2020

Standard Flood Insurance Bootcamp – All You Need to Know

As the mountain snows melt, spring rains begin to fall and hurricane season rapidly approaches, it is important to remember that flood…Read more →
Building · Jan 12, 2018

Ordinance or Law Insurance Coverage

Generally, Ordinance or Law insurance coverage provides limited protection for costs associated with repairing, rebuilding, or constructing a structure when physical damage…Read more →
Business Owners Package Policy · Mar 31, 2017

5 Things You Need To Know About the Home Office Deduction

Let’s talk about the home office deduction. People ask me about it all the time. “Can I take it?” “Do I qualify?” “Will it increase my…Read more →
Homeowners · Feb 13, 2017

Quick Release Bars and Insurance

Burglar bars, also known as security or window bars, can be found on any type of structure – single-family home, apartment building,…Read more →
Bad Insurance News · May 19, 2015

Dog Bite Claims Awards Average $32,000

According to the Insurance Information Institute (I.I.I.) and State Farm, the nation’s largest writer of homeowners insurance, the cost of the average…Read more →
Homeowners · Dec 30, 2014

RateWatch: in 2014 Personal Auto Rates Rose 2.1%, Homeowners 3.5%

Personal auto insurance companies increased their rates by an average of 2.1% countrywide in 2014, according to California-based insurance consulting firm Perr…Read more →
Homeowners · Dec 4, 2014

Attic Storage Hazards for Homeowners

Homeowners who don’t pay attention to what’s going on in their attics can face costly damage that can spread throughout their entire…Read more →
Claims · Oct 24, 2014

Top 5 Ways for Homeowners to Prepare for Winter

Roof is the largest single surface and the first line of defense in protecting your home. Insurance carriers tend to see a…Read more →
Homeowners · Sep 11, 2014

How to Assess Your Home Insurance Policy

The best, easiest and most practical way to asses your homeowners (condo-, renters) insurance policy is to ask your insurance agent about…Read more →
CGL Commercial General Liability · Jul 18, 2014

Swimming Pool Safety and Maintenance Tips

Protect your friends and family as you beat the heat. Warmer weather means more outdoor activities for the whole family, including cooling…Read more →
Homeowners · Apr 18, 2014

Insurance for Home Business and Office

Home business insurance is just what it sounds like — insurance for business conducted off private residence. If you have a full-time…Read more →

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