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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Business Owners Package Policy · Jul 13, 2016

Video: Liability Insurance to Sell on Amazon FBA

In this video a licensed CA attorney Diana Motseniat will review Amazon.com insurance requirements for “Fulfilled by Amazon” sellers. To get your…Read more →
Business Owners Package Policy · Jun 16, 2016

Potential Exposures for Construction Owners ​​​​​​​​​​​​​

As always with construction projects, it is important that owners of new developments understand insurance coverage to ensure that there is adequate…Read more →
Business Owners Package Policy · Apr 18, 2016

Optometrist and Optician Equipment Price Guide for Insurance

Setting up or upgrading an optometry office requires knowing the replacement costs of essential equipment. From exam room tools to retail fixtures,…Read more →
Business Owners Package Policy · Mar 1, 2016

How to Onboard and Train Employees into a Safety Culture

Once you attract and hire qualified job candidates to your open positions, having an onboarding and training process can help employees work…Read more →
CGL Commercial General Liability · Feb 10, 2016

Liability Gaps with K-12 Schools Student Accident Coverage

While more than 1.35 million kids suffer a sport-related injury that requires emergency room treatment each year, at an estimated cost of…Read more →
California · Jul 3, 2015

Ridesharing Insurance Rules in California

A new law requiring that ridesharing drivers and companies have liability insurance coverage during all three periods in which they use the…Read more →
Certificate of Insurance · Apr 8, 2015

Contractor Insurance Requirements – A Primer

This article was originally published by AmWINS Group, Inc. It was edited and rewritten to simplify the content. To read the original…Read more →
CGL Commercial General Liability · Feb 2, 2015

Construction Defect Claims

Litigation over whether a Commercial General Liability insurance (CGL) policy provides coverage for faulty workmanship claims is rapidly evolving. Since 2012, six…Read more →
CGL Commercial General Liability · Dec 8, 2014

Insurance During the Course of Construction

This morning, downtown Los Angeles is on a massive fire. The apartment tower that was under construction is burnt down to ashes.…Read more →
Additional Insured · Sep 27, 2014

Additional Insured Endorsements – After the Work is Done

Additional Insured – Completed OperationsHow often the general contractor denies “blanket” additional insured, or CG 20 38 Additional Insured-Owners, Lessees or Contractors…Read more →
CGL Commercial General Liability · Sep 18, 2014

Someone has to be responsible…

Often times our prospective clients tell: – “I wouldn’t worry about this…” or “I wouldn’t worry about that particular issue with my…Read more →
Business Owners Package Policy · Sep 8, 2014

Anatomy Of Effective Craigslist Advertising

When it comes to affordable advertising, your local Craigslist site has the potential to give you plenty of bang for your buck.…Read more →

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