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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Claims · Oct 19, 2010

Maine Court: You’ve got to be kidding me…

Maine’s supreme court says a workers’ compensation beneficiary isn’t eligible for additional benefits for a car crash that happened with on a…Read more →
California · Oct 19, 2010

Hartford Insurance Company Expands Coverage For Healthcare Providers

As the aging population and advances in medical technology fuel the healthcare industry’s rapid expansion, providers face new growth opportunities and specialized…Read more →
California · Sep 30, 2010

Insurance for contractors – announcement

In the past we were resistant to write insurance for artisan contractors. We were mostly dealing with small, usually one man, companies,…Read more →
Claims · Sep 27, 2010

Poor Service Leads to Fraudulent Insurance Claims: Survey

More than half of U.S. consumers say poor service from an insurance company is more likely to cause an individual to commit…Read more →
Coverage · Sep 27, 2010

Hartford Launches Renewable Energy Unit

With the U.S. energy industry on the verge of a “renewable revolution,” fueled by state-level renewable portfolio standards and significant investments by…Read more →
Claims · Sep 8, 2010

Workers’ Comp Fraud and You: Don’t Get Cheated

Fraud can take several forms in workers’ comp, but the bottom line is the same: >>>>>>>>>>>>>>Someone is trying to cheat the system…Read more →
California · Sep 8, 2010

Employer’s Basic Workers’ Comp Responsibilities

It’s time for a quick policy checkup. By law you must follow certain procedures for (1) notifying your employees about workers’ compensation…Read more →
Coverage · Sep 8, 2010

Disability Benefits for Injured Employees

In addition to providing medical treatment, workers’comp insurance compensates injured employees for their disability and lost earnings. These compensation benefits can take…Read more →
Claims · Sep 7, 2010

Understanding the Cost of Your Workers Compensation Policy

Workers’ compensation premium is calculated differently from other types of insurance. Your cost depends on the type of business you operate, your…Read more →
Claims · Sep 7, 2010

What to Expect When an Employee Is Injured

As soon as you are aware of a possible work-related injury or illness, you should take action to provide medical treatment and…Read more →
Coverage · Aug 30, 2010

Business Continuity Management

Business Continuity Management by Hartford on September 16, 2010Read more →
California · Aug 9, 2010

Illegal Insurance Rescission Prevention in California

California Insurance Commissioner has imposed regulations designed to combat illegal rescissions. The rules take effect on August 18. Currently, health insurers may…Read more →

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