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Insurance, decoded.
Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.
Business Continuity Management
Business Continuity Management by Hartford on September 16, 2010Read more →Mitigating Sexual Misconduct & Molestation Exposures
In today’s increasingly litigious environment, entities are being contractually required to carry limits of sexual misconduct and molestation insurance never before carried.…Read more →Product Liability Insurance Exposures – Check you Operating and Assembly Manual
Even if you’re importing sourced or someone’s else product, as soon as you attach your label on the product, you become responsible…Read more →7 Steps Every Business Owner Should Make to Prepare its Business for Disaster
carefully assess how your company functions, both internally and externallyRead more →Texting While Driving Ban
In addition to California, texting while driving has been banned in 24 states. The latest decision on ban has been made in…Read more →Low Cost Liability Insurance for Consultants
The Hartford Financial Services Group, Inc. now offers a miscellaneous professional liability policy with premiums beginning at less than $1,000. The Hartford…Read more →“Your Work” Exclusion on CGL Policy
Insurance isn’t a warranty. It doesn’t replace faulty work or products, but it does cover the Bodily Injury (BI) and Property Damage…Read more →Funny Insurance Law Suites – 2
After a Tennessee woman gave a cheeseburger to a homeless man outside a restaurant, he shouted, threw the burger at her, and…Read more →USING PORTABLE FIRE EXTINGUISHERS
In the event of a fire, correctly using a portable fire extinguisher could mean the difference between suffering a minor loss or a major one.…Read more →Risk Control – Contractors
Fleet A significant risk for contractors relates to vehicle accidents. Construction workers typically spend more time in vehicles than other workers because…Read more →The Cure for Malingering Injuries
The Hartford Works Hard to Spot “Malingerers” and Employers Can Too Content to Collect You might assume that an injured worker wants…Read more →Small Businesses Lose $200K to Fraud
U.S. organizations lose an estimated 7% of their annual revenues to fraud – but damages are more common among small businesses, according…Read more →Make insurance the easiest thing on your to-do list.
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