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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Coverage · Jul 1, 2011

Keep jewelry OFF the Homeowners policy, here’s why..

If jewelry is on HO: The impact of a jewelry claim is serious! Jewelry loss counts as HO loss. Jewelry losses hit…Read more →
Bad Insurance News · Jun 30, 2011

Hard Market – Should you wait for it?

If you have active business insurance policy, do your best to keep it, and have no cancellation, especially for non-payment’ otherwise, your…Read more →
Coverage · Jun 17, 2011

Copper Theft Bill in South Carolina

A SC bill designed to curb thieves from ripping copper from air-conditioning units and farm irrigation systems is heading to Gov. Nikki…Read more →
Business Owners Package Policy · Jun 17, 2011

Riot Damage Coverage – What you should know

As many as 50 storefronts were damaged or destroyed in rioting and looting in Vancouver Wednesday night following the Vancouver Canucks Stanley…Read more →
Coverage · Jun 15, 2011

ADP – Automatic Data Problem?

ADP (Automatic Data Processing Inc) the world’s largest payroll processor, todayt said it is investigating a data breach affecting one of its…Read more →
Additional Insured · Jun 14, 2011

Non-Profit Management Liability (D&O / EPL / Fiduciary Liability)

In addition to the full complement of HR helpline services available to policyholders, we have been a consistent, steady market for Non-profit…Read more →
Coverage · Jun 1, 2011

Texas Votes for Certificates of Insurance

A measure recently passed in Texas will require regulatory approval of p&c certificate of insurance forms provided to insureds as evidence of coverage.  Bill…Read more →
California · May 26, 2011

Make Sure to Insure Your Cargo in California

Very surprising news we got today from the Golden State:  California led the nation in cargo thefts last year, with 247 of…Read more →
California · May 25, 2011

Travelers Expands Coverage for Healthcare Organizations

Travelers has unveiled new property coverages through its IndustryEdge product for healthcare organizations. New coverages include: Ordinance or Law – Communicable Disease Contamination…Read more →
Bad Insurance News · May 24, 2011

Record Losses from Weather

Devastating tornadoes, floods, earthquakes overseas and a busier-than-usual hurricane season have U.S. insurance companies bracing for record losses in 2011. Globally —…Read more →
Claims · May 20, 2011

Which Insurance Company Should Pay for Expenses?

A Colorado Court of Appeal has ruled that an insurer cannot file suit against another insurer for its failure to cancel a…Read more →
Coverage · May 18, 2011

Travelers Imporves Coverage for Educational Institutions

Our partner, Travelers Insurance Company has launched its Excess Educators Legal Liability (ELL) through its IndustryEdgeproduct for educational institutions. Travelers integrated its…Read more →

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