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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Business Owners Package Policy · Dec 29, 2011

Insurance for Homeless Shelters

  General Liability premium generally starts from ~$350 per bed per year when no detox services are provided and ~$700 per year…Read more →
Coverage · Dec 9, 2011

Enhanced Contractors Pollution Liability Package

One of our insurance markets has upgraded its contractors pollution liability package for artisan, trade and general contractors with new forms. The…Read more →
Certificate of Insurance · Nov 17, 2011

Eleven Cybersecurity Tips for Small Businesses

Broadband and information technology are powerful factors in small businesses reaching new markets and increasing productivity and efficiency. However, businesses need cybersecurity…Read more →
Coverage · Nov 15, 2011

CONTRACTS: TURN PAIN TO GAIN

Use contracts to effectively manage working relationships and protect your business interests. If hearing the word “contracts” makes you groan, you’re not…Read more →
Claims · Nov 1, 2011

Cargo Elite by Travelers – Simply the Best

Travelers Cargo Elite® policy provides outstanding coverage for importers and exporters, including automatic “all risk”* coverage for international shipments of new merchandise…Read more →
California · Oct 28, 2011

New Hybrid Pension Plan in California

New California state and local government employees would be covered under a hybrid pension program under a proposal announced by Gov.Brown. The…Read more →
Bad Insurance News · Oct 25, 2011

Workers’ Comp Rate Increase in Florida is Approved

Employers in Florida will be paying more for workers’ compensation coverage next year following the state insurance chief’s approval of an 8.9…Read more →
California · Oct 20, 2011

California Pregnancy Disability Coverage

A new California law will require employers to extend health insurance coverage for up to 16 weeks to employees classified as disabled…Read more →
Additional Insured · Oct 18, 2011

Broad Form Auto Endorsement

If you are shopping for your business auto insurance consider getting quote from Hartford. With a broad form auto endorsement you are…Read more →
Coverage · Oct 12, 2011

Special Event Insurance by Travelers

The Protector Plan for Events, underwritten by Travelers, has been expanded to go beyond weddings and deliver specific coverages for private special…Read more →
Commerical Auto · Sep 30, 2011

What to do After Car Accident

Five Steps to Take After an Accident If you’re ever in an accident, it’s easy to forget what to do right away.…Read more →
Business Owners Package Policy · Sep 28, 2011

Car Dealer Title Washing Scheme

A federal jury in Texas has convicted a car dealer from Rowlett for ‘title washing,’ a fraudulent process through which a vehicle’s…Read more →

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