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Insurance, decoded.

Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.

Additional Insured · Nov 21, 2022

Additional Insured Form Comparison

See revised and updated version of this post here: https://www.paperless-insurance.com/additional-insured-form-comparison-2/ – revised on August 12, 2024. CG 20 10 (Edition 11/85): Ties Additional Insured…Read more →
tips · Jan 19, 2021

Home Office Tax Deduction for 2020

Have you and your employees been locked down at home and working remotely over the past six months? Then I have some…Read more →
Homeowners · Oct 15, 2020

How Moving Affects Your Auto and Home Insurance

America is on the move. With many employers required or volunteered to offer their employees to work from home and with the…Read more →
paperless advise · Nov 26, 2019

Your Guide to Hosting a Disaster-Free Gathering

Happy Thanksgiving! Great for anyone hosting Thanksgiving – Here are some tips to avoid common Thanksgiving disasters.Read more →
tips · Oct 9, 2018

Tax Recapture Insurance Policy

Each calendar year, the Internal Revenue Service (IRS) makes modifications and amendments to the tax code, but through each iteration, the Low-Income…Read more →
Building · Jan 12, 2018

Ordinance or Law Insurance Coverage

Generally, Ordinance or Law insurance coverage provides limited protection for costs associated with repairing, rebuilding, or constructing a structure when physical damage…Read more →
tips · Dec 8, 2017

Furnace Safety Tips

Clean Or Change Furnace Filters Regularly. Replace disposable filters. Wash, brush or vacuum permanent filters. Check The Exhaust Vent From The Furnace.…Read more →
Earthquake · Sep 11, 2017

Step-by-Step Hurricane Preparation

What actions should property owners in the predicted path of the storm take to prepare? The Federal Emergency Management Agency (FEMA) provides invaluable…Read more →
Business Owners Package Policy · Mar 31, 2017

5 Things You Need To Know About the Home Office Deduction

Let’s talk about the home office deduction. People ask me about it all the time. “Can I take it?” “Do I qualify?” “Will it increase my…Read more →
Certificate of Insurance · Apr 8, 2015

Contractor Insurance Requirements – A Primer

This article was originally published by AmWINS Group, Inc. It was edited and rewritten to simplify the content. To read the original…Read more →
tips · Dec 16, 2014

Safety Act Coverage

In today’s world, terrorist acts and the threat of violent attacks and political intimidation by domestic and international criminals is a sad…Read more →
Homeowners · Dec 4, 2014

Attic Storage Hazards for Homeowners

Homeowners who don’t pay attention to what’s going on in their attics can face costly damage that can spread throughout their entire…Read more →

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