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Insurance, decoded.
Plain-English articles on coverage, claims, risk management and the fine print, written by people who read insurance policies for a living.
Understanding Disaster Cleanup and Insurance: A Guide for Business Owners
Businesses involved in wildfire response and disaster cleanup must follow classification guidelines to ensure proper insurance coverage. Learn how CA WCIRB resources…Read more →
Staying Safe After a Hurricane: 10 Tips
This post provides 10 tips for staying safe after a hurricane, covering hazards like downed power lines, chain saw use, snakes, contaminated…Read more →
Claims Checklist for Severe Weather Damage
You know that severe weather can be unpredictable and strike at any time, so you have disaster insurance in place to help…Read more →Claims Reporting: Better Late than Never?
A common in the claim process is the late reporting of claims. There are many reasons for missing a reporting deadline; however,…Read more →Addicts Can Sue Pharmacies and Doctors
According to the recent ruling of West Virginia Supreme Court pharmacies and doctors who negligently prescribed pain medication can be sued for…Read more →Insurance During the Course of Construction
This morning, downtown Los Angeles is on a massive fire. The apartment tower that was under construction is burnt down to ashes.…Read more →Top 5 Ways for Homeowners to Prepare for Winter
Roof is the largest single surface and the first line of defense in protecting your home. Insurance carriers tend to see a…Read more →Someone has to be responsible…
Often times our prospective clients tell: – “I wouldn’t worry about this…” or “I wouldn’t worry about that particular issue with my…Read more →Report: New Emerging Risks
Swiss Re has released a report – ”New emerging risk insights,” which is based on the reinsurer’s SONAR process, described as a…Read more →Insurance for Snowplow Damage
Our West Coast readers can skip this post. All other homeowners in the U.S. are aware that with a snow comes snowplow…Read more →Top 10 States for Hail Claims
According to State Farm: Texas—47,000 claims Illinois—41,000 claims New York—34,000 claims Ohio—31,000 claims Missouri—25,000 claims Tennessee—24,000 claims Indiana—23,000 claims New Jersey—23,000 claims…Read more →Commercial Kitchen Fire Safety
Operation of a commercial grade kitchen, many safety considerations should be addressed, including food safety, employee and volunteer safety, and fire safety.…Read more →Make insurance the easiest thing on your to-do list.
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