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5 Risks Every School Has

…and how to lower it.

1. Harassment and Bullying Spark More Lawsuits

All school personnel should receive misconduct alertness training so they can spot the signs of abuse and intervene early.
Anonymous reporting tools can also help drive earlier intervention.

2. Title IX Expansion Increases Due Process Liability.
Title IX is a law that was meant to bar discrimination based on sex in educational program activities and athletics that received Federal financial assistance.

Higher ed institutions should have a Title IX adviser on staff who understands the law and can advise schools on the best course of action to take when a complaint is filed.Read More »5 Risks Every School Has

Liability Gaps with K-12 Schools Student Accident Coverage

While more than 1.35 million kids suffer a sport-related injury that requires emergency room treatment each year, at an estimated cost of $935 million, student accident coverage is what can help to mitigate the “out of pocket” losses. At K-12 schools, these accidents are frequent and sometimes severe. In today’s rapidly changing health insurance landscape, out of pocket medical expenses are growing, creating financial burdens for families and exposing schools to contentious liability claims. We offer the combination of Student Accident for everyday injuries and Catastrophic Medical for the most severe sports-related injuries (with the same carrier). This can help… Read More »Liability Gaps with K-12 Schools Student Accident Coverage