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Prepare RV for Winter to Prevent Claims in Spring

If you have made the decision to end your camping season for the winter, you’ll need to perform some routine preventative maintenance on your RV to avoid expensive repairs in the spring. Depending on where you live, winterization can be done at a local RV dealership for a nominal fee, but many RVers opt to handle these duties themselves. This handy checklist should help you to prepare for winter: Prep the plumbing system for winter: [list icon=”help” color=”green”] Remove or bypass any filters Drain the fresh water tank Drain and flush the gray and black water tanks Drain the water heater (be sure to open… Read More »Prepare RV for Winter to Prevent Claims in Spring

Law Enforcement Liability Solutions for Cities and Counties

Law Enforcement Liability Solutions for Cities and CountiesWith their police personnel protecting the public, local cities and counties need to effectively manage risks associated with law enforcement activity. As part of an extensive program, our Public Sector Services has both law enforcement liability insurance coverage and the right risk control capabilities to assist.

Coverage
Our law enforcement liability product provides coverage for bodily injury, personal injury or property damage that is caused by a wrongful act committed while conducting law enforcement activities or operations. Key features include:Read More »Law Enforcement Liability Solutions for Cities and Counties

Invest in Security Cameras

Authorities say a central New York convenience store’s surveillance cameras caught a man purposely pouring soda on the floor and then faking a fall so he could file an insurance claim against the business. Insurance fraud investigators say the store’s security videotape shows Barnes pouring soda on the floor. Officials say “injured” filed a claim with the stores insurer and later withdrew the claim. Paperless Comment: all business owners, are encouraged to install security cameras, and it doesn’t cost much these days. Those cameras can be setup to record only when there is movement detected. With development of technology, 24/7 access via internet… Read More »Invest in Security Cameras

Hartford Launches Renewable Energy Unit

With the U.S. energy industry on the verge of a “renewable revolution,” fueled by state-level renewable portfolio standards and significant investments by public and private entities, companies engaged in renewable energy will need to protect their assets and investments while seeking ways to capitalize on the industry’s tremendous growth potential. The Hartford Financial Services Group, Inc. today announced the formation of its Renewable Energy Unit to address the unique and evolving needs of the rapidly growing renewable energy industry. The new unit will provide specialized underwriting and a full suite of property and casualty insurance products and services for makers,… Read More »Hartford Launches Renewable Energy Unit

Mitigating Sexual Misconduct & Molestation Exposures

In today’s increasingly litigious environment, entities are being contractually required to carry limits of sexual misconduct and molestation insurance never before carried. These companies need an innovative insurance product that provides the required coverage for their exposure as a contracted employee. Sexual Misconduct Liability Insurance is designed to assist these entities fulfill their insurance needs. POLICY HIGHLIGHTS Coverage includes negligent hiring, employment, training, investigation and retention or failure to report employees who commit acts of sexual misconduct or molestation. Worldwide Coverage – Claims can be brought outside the U.S. Broad definition of Insured Persons includes executive officers, directors, trustees, employees,… Read More »Mitigating Sexual Misconduct & Molestation Exposures