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Project specific coverage that Contractors must purchase to hold Railroad harmless for injury or damage arising out of the contractor’s work on or within 50 feet of Railroad. We offer easy 24/7 online quotes for this key coverage: • Issued on admitted paper • Typical limits are $2/6 million and $5/10 million (higher limits available) • Fast, accurate policy issuance • Multi-year policies available • Competitive new pricing Click on the link to your left to request a formal quote now.

The California Restaurant Mutual Benefit Corp., that provides insurance to Jack in the Box franchise fight against workers’ compensation fraud. An employee claiming stress injury in connection with a robbery was investigated after a suspicious behavior caught on security camera at one of the chain’s fast food restaurant. In the end of this saga, the suspect and boyfriend were arrested on a grand theft and insurance fraud charge. Paperless comment: it is in your best interest to install and maintain security cameras, with prolong 24/7 recording. Some vendors even offer unlimited online storage for your video.

aising the Medicare eligibility age to 67 from 65 would save the federal government nearly $125 billion over 10 years and may be considered by a congressional committee charged with finding ways to reduce the massive deficit, according to a congressional document. But such change would mean a significant shift to employer plans of retirees’ health care costs now covered by Medicare. For example, a higher Medicare-eligibility age likely would result in more employees delaying their retirement, with those employees remaining longer as enrollees in their employer-sponsored plans.

General Star has launched a delegated authority platform to distribute its NutraAdvantageproduct nationwide. Wholesale broker Worldwide Facilities, Inc., Los Angeles, Calif., has been appointed as the sole producer for this binding authority arrangement. Created by General Star in November 2007, NutraAdvantage provides specialty liability coverage for the herbal, botanical and vitamin industry. It is available on a non-admitted basis in all states by General Star Indemnity Co. or General Star National Insurance Co. Both companies are rated A++ A.M. Best Co. and carry an AA+ Insurance Financial Strength Rating from Standard & Poor’s Corp. The NutraAdvantage policy includes a hybrid… Read More »Specialty Liability Coverage for the Herbal, Botanical and Vitamin Industry

Zurich is now offering accident benefits to U.S. government contract workers who are employed overseas. Zurich’s new Defense Base Act (DBA) Accident Wraparound policy provides benefits for employees who are involved in accidents while off the job. Zurich also offers occupational coverage that provides compensation when contractors or owner-operators are injured on the job. The DBA, mandated by the U.S. government, requires all U.S. government contractors and subcontractors to secure workers’ compensation insurance for their employees working overseas, as well as provide death benefits to eligible survivors of employees killed in the course of employment. Zurich’s DBA Accident Wraparound policy… Read More »Accident Benefits for Overseas Federal Contract Workers

Just a few months after the California Workers’ Compensation Appeals Board ruled that a non-approved physician’s report cannot be used to support workers’ compensation eligibility, it is reconsidering that ruling.

Retailers in California are engaged in coverage disputes with insurers over growing litigation alleging privacy violations for collecting customer ZIP codes during credit card transactions. More than 150 lawsuits challenging the collection of ZIP code information have been filed against retailers that include Bed Bath & Beyond Inc., Crate & Barrel, Target Corp. and Wal-Mart Stores Inc. Forty separate class action suits on the subject were filed just 10 days after the California Supreme Court ruled in February that ZIP codes constitute “personal identification information,” the collection of which violates the state’s consumer privacy law, said Steve Fraser, senior technical… Read More »Were you asked for your zip code while completing credit card transaction at a retailer?

…insurance coverage for Foreign Corrupt Practices Act investigations. FCPA Corporate Response was developed by Marsh’s financial and professional liability practice and provides cost of investigation coverage for individuals and the organization, the New York-based brokerage said in a statement. The coverage is triggered when an anti-corruption investigation is launched under the FCPA as well as foreign regulations, such as the U.K. Bribery Act. It is available to companies of all sizes that conduct business globally, Marsh said. “Responding to investigations launched under the (FCPA) and other anti-bribery statutes can require organizations to dedicate significant time and expense, including legal, accounting,… Read More »Best Insurance Coverage for Russia and Ukraine is…

ACORD updated their forms in 2009 ACORD 25 – Certificate of Liability Insurance and ACORD 27 – Evidence of Property Insurance. We would like to share with you information on the ACORD form change. ACORD Form Change: The cancellation section on the ACORD Certificate of Insurance changed from “we will endeavor to mail” to “notice will be delivered in accordance with the policy provisions”. As a result, in order to accommodate a request by a Certificate Holder for cancellation notice we must endorse such notification rights onto the policy.

Federal workplace safety officials are proposing that a roofing contractor be fined $243,000 for alleged safety violations at its work sites, as safety inspectors found employees exposed to potentially life-threatening falls while working without fall protection on a steep-pitched roof. Paperless comment: as you are applying for Workers Compensation insurance – OSHA violations and citations is one of the questions you need to answer, and if, previously, you’ve been cited, most likely your application will be declined, and you end up paying higher rates. It is in your best interested to implement safety environment for your employees. For more information… Read More »Don’t Mess With OSHA