Skip to content

Uncategorized

Last Minute Flood Coverage Will not Work

If you are one of the number of flood insurance policy holders, you will not have coverage for damage caused by the rising water, if you got your policy after the decision to release water to the Missouri River.

World Health Organization and Dangerous Mobile Phone

“Using a mobile phone may increase the risk of developing certain types of brain tumors and consumers should consider ways of reducing their exposure, World Health Organization cancer experts said Tuesday” – news  information. Hey, are you guys insane over at WHO? Is this something you want to brag about after the swine flue failure? Don’t you think we are grown up alright to understand that a cell phone may possess risks? A few years ago I came accross this youtube home video: Making popcord using the power of cell phone signal   After watching this video I got me… Read More »World Health Organization and Dangerous Mobile Phone

AT&T Goes to Hell

Last week we received an email with the following subject: Important Updates to your AT&T Internet Terms of Service My first reaction was “no way I had gotten rid of AT&T more than a year ago”. But then I decided to review the updates the monopoly sent to me and see what’s going on.  Here is what I found: Abusive Treatment: We have added language that allows AT&T to terminate the service of customers who repeatedly harass or abuse our employees. What??? :))) So you, jerks at AT&T, actually have so many people abusing and harassing your employees, that you even care… Read More »AT&T Goes to Hell

Businesses Hit Hardest by the Recession

According to Insurance Journal, that has contacted independed agents across the nation, the following is the list of businesses hit hardest by the recession: – Construction and related trades – Restaurants – Retailers – Printers – Manufacturers Contrary to that, there are industries that have picked up: – Grocery stores – please tend to buy food and cook more than go out – Cheap eateries – Hospitality business

Sea is Rising – Rush for Flood Insurance

Rising seas spurred by climate change could threaten 180 U.S. coastal cities by 2100, a new study says, with Miami, New Orleans and Virginia Beach among those most severely affected. If you have anything related to a coastal property, or even inland, by the river or lake, it’s time to review your Flood Insurance needs. Call us 650-353-5868 to get an instant quote over the phone

Pay-As-You-Drive Insurance in Washington

Washington is considering a proposal that would allow drivers’ insurance rates to be based primarily on the number of miles driven per year. Supporters of the pay-as-you-drive bill, Senate Bill 5730, said pricing insurance per mile is more equitable because low-mileage drivers would no longer subsidize high-mileage drivers, and drivers would be incentivized to drive less and save money in insurance, fuel, and vehicle maintenance costs. That subsequently would reduce accidents, congestion and pollution, they say. The bill also suggests that if an insurer decides not to file a mileage-based rate plan, then it would be required to offer a… Read More »Pay-As-You-Drive Insurance in Washington

Allstate Colorado Expansion

To increase presence in the Colorado marketplace, Allstate Insurance Co. announced it plans to appoint 54 Colorado agency owners by the end of 2011. Allstate’s new and existing agencies in the state will also hire more than 80 licensed sales professionals through the year. From our own experience with Allstate Insurance Company and its agents in San Francisco, CA – overpriced products, lame customer service.

Nevada Workers’ Compensation Rate Decrease

Nevada has approved a filing for an average decrease of 3.9% for Nevada workers’ compensation voluntary insurance loss costs and an average decrease of 2.2 % for workers’ compensation insurance assigned risk rates. Loss costs are the expected costs of medical and wage loss benefits including the costs to administer the benefits by employment classification. Insurers convert the loss costs to full rates by factoring in the insurer-specific loss cost multiplier which contemplates the insurers’ administrative expenses and profit. Workers’ comp claims costs have been decreasing over the past decade, which is largely the reason for the proposed decreases. Fewer… Read More »Nevada Workers’ Compensation Rate Decrease

Creating a Safer America

The Consumer Product Safety Commission plans to go public on March 11 with a searchable database of consumer complaints about specific products. The Public Database will be available at http://www.saferproducts.gov/ website.

Infamous Workplace Record

The time when the records on the workplace were all over the news has gone. At least for a while. You won’t hear anymore about a guy who made 1000s hamburger per hour at a local fast food restaurant or a miner who managed to dig 1000s of tons of coil. Nope… We live in the new era and our news are corresponding: — A record 99,922 private-sector workplace discrimination charges were filed with the U.S. Equal Employment Opportunity Commission during fiscal 2010, the agency said Tuesday. The EEOC also said it ended fiscal 2010 with 86,338 pending charges, an… Read More »Infamous Workplace Record