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Personal Auto

Prepare RV for Winter to Prevent Claims in Spring

If you have made the decision to end your camping season for the winter, you’ll need to perform some routine preventative maintenance on your RV to avoid expensive repairs in the spring. Depending on where you live, winterization can be done at a local RV dealership for a nominal fee, but many RVers opt to handle these duties themselves. This handy checklist should… Read More »Prepare RV for Winter to Prevent Claims in Spring

Deer Collisions Season Started

What weighs 200 pounds, reaches speeds of up to 45 mph and can cost you thousands of dollars in a split-second? Deer collisions cost U.S. drivers millions every year, with an average repair cost of more than $4,000 for each claim. Odds for a deer collision double from October through December, so it’s time to understand the difference between comprehensive… Read More »Deer Collisions Season Started

RateWatch: in 2014 Personal Auto Rates Rose 2.1%, Homeowners 3.5%

RateWatch in 2014 Personal Auto and Homeowners Rates RosePersonal auto insurance companies increased their rates by an average of 2.1% countrywide in 2014, according to California-based insurance consulting firm Perr & Knight’s RateWatch reports.

The three states with the highest overall increases were:

Michigan: 5.2%
Georgia: 4.7%
Rhode Island: 4.2%

Homeowners insurers increased their rates by an average of 3.5% countrywide in 2014.

The states with the highest overall rate increases were:

Kansas: 8.5%
Texas: 7.8%
Montana: 7.7%Read More »RateWatch: in 2014 Personal Auto Rates Rose 2.1%, Homeowners 3.5%

States Allowing Electronic Proof of Auto Insurance

According to the Property Casualty Insurers Association of America, the following are states that have adopted e-card laws and/or regulations are:

US Map


  1. Alaska
  2. Arkansas
  3. Colorado
  4. Florida
  5. Georgia
  6. Illinois
  7. Indiana
  8. Iowa
  9. Kansas
  10. Kentucky
  11. Maine
  12. Mississippi
  13. Missouri
  14. North Dakota
  15. Oklahoma
  16. Oregon
  17. Pennsylvania
  18. Tennessee
  19. Texas
  20. Utah
  21. Washington
  22. Wisconsin
  23. Wyoming

Florida is joining the ranks of other states and allow drivers to show law enforcement officers their proof of automobile insurance through their cell phone and other electronic means.

Read More »States Allowing Electronic Proof of Auto Insurance

Winterize your car

Cold temperatures and icy roads can create hazards for drivers. It is important to prepare yourself and your vehicle for these hazards to help ensure this winter driving season is a safe one.

We recommend taking precautions to help protect your car in the worst winter weather conditions.

Before you hit the road the cold, snow and ice can make driving dangerous if your vehicle is not properly maintained.

Here are some things you can do to get your car ready for winter:Read More »Winterize your car

Driving safely in winter weather

driving in winter weatherFalling snow can be picturesque, but it can also wreak havoc on the roads. While no one enjoys driving in snowy or slippery conditions, there are steps you can take to help improve your safety.

Here are some guidelines that can help you stay safe when driving in adverse winter conditions:

  • Make sure your car is prepared for cold temperatures and winter conditions like snow and ice. Keep your equipment properly maintained and include a winter survival kit in your vehicle: an ice scraper, snow shovel and sand/salt. Jumper cables are also a good idea since batteries are prone to failure during cold weather.Read More »Driving safely in winter weather

How to Prepare Your Home Before Your Vacation

Vacation is a time to escape for a little rest and relaxation, but it’s also the time thieves increasingly break into empty homes. According to recent claims data from insurance company Travelers, theft increases during the summer months largely because more people are away. But it’s not only criminals you have to worry about while you are kicking back, you also have to be concerned about…
Read More »How to Prepare Your Home Before Your Vacation

No-Fault Auto Insurance Reform

According to a recent statewide poll commissioned by the Coalition for Auto Insurance Reform (CAIR), an overwhelming number of Michigan voters believe their auto insurance premiums are too high and support no-fault reform legislation that would lower their auto insurance costs. The poll revealed that voters are concerned about the high cost auto insurance – 70 percent said their auto… Read More »No-Fault Auto Insurance Reform

100-Car Naturalistic Driving

A 100-car “naturalistic” driving study conducted by the Virginia Tech Transportation Institute (VTTI) says that fatigue is a cause of 20% of car crashes, rather than the 2%-3% previously estimated based on surveys, simulator studies and test tracks. Plus, the study found, 18- to 20-year-olds account for significantly more fatigue-related crashes than any other age group. Adolescents’ sleep patterns shift… Read More »100-Car Naturalistic Driving