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Whole Foods Pulls Raw Milk Off Shelves Nationwide

The below questions and answers apply to policies purchased through Travel Guard Group, Inc. USA (Travel Guard). Question One: “I am scheduled for future travel and purchased my insurance policy prior to this volcanic event. If this volcano subsides and then erupts again, causing my future travel plans to be disrupted, will this be considered unforeseen and could coverage apply?” Answer: Under most of our US products, you would be covered based on your purchase date being prior to April 14, 2010, subject to policy terms and conditions. We encourage you to contact our 24/7 Service Center or your Travel… Read More »Volcanic Ash – Frequently Asked Questions

You may allocate payroll among applicable classifications according to the kinds of commercial crops grown. Keep track of payroll accrued per crop. You may also elect to allocate total payroll on the basis of crop acreage. If employees sort and pack fruits and vegetables in a building, you must use a separate classification for this work and allocate payroll accordingly. The fair-market value of lodging provided to employees counts as payroll.

Michigan established the Assigned Claims Plan in 1973. Any person (Michigan resident or not) who is injured in an accident in Michigan and who has no insurance to pay the resulting bills is eligible for benefits under this plan. Claimants may be reimbursed for charges for medical care, recovery and rehabilitation; lost wages for up to three years after the accident; and up to $20 a day for such services as transportation, home maintenance and other tasks the victim cannot perform because of the injury The Plan does not cover property damage claims.

8, ISO introduced a new form CW 33 69 06 08 – Nanotubes and Nanotechnology Endorsement Exclusion. The form excludes coverage for bodily injury and property damage or personal and advertising injury “related to the actual, alleged or threatened presence of or exposure to ‘nanotubes’ or ‘nanotechnology’ in any form or to harmful substances emanating from ‘nanotubes’ or ‘nanotechnology.’” “

A new study suggests that surgical treatments for back injuries due to workers’ comp injuries may not yield long-term results.The study, published by The Magazine for Environment, Health and Safety Leaders.

Landscapers work outdoors to maintain and beautify the scenery. Their work involves tasks that could prove hazardous: electric and gas power tools, ladders, mowers, noise, sun, and weather exposure. It is prudent for landscapers to cultivate safety while they plant and prune the pansies Landscapers use powered equipment such as trimmers, mowers, and chain saws to trim and prune grass and plants. Inspect these tools each time you use them to ensure that they are in proper working order. When using flammable fuels, ensure that the storage containers are approved for flammable liquids. Practice safe handling by limiting container sizes… Read More »LANDSCAPER SAFETY

Emergencies in the workplace cannot be eliminated, but if you have an emergency action plan in place and have trained workers to respond quickly and appropriately you can optimize efficiency, relieve anxiety, and in some cases, save lives. Management commitment and worker involvement are essential to an effective emergency action plan. The action plan should be explained to workers and reviewed whenever the plan or responsibilities change. How good is your emergency action plan? Find out by asking yourself and your workers the following questions: General Is there a means of reporting emergencies and accounting for personnel before and after… Read More »Are You Prepared for an Emergency?

Zurich’s Specialties’ Management Solutions Group has created a new practice aimed at offering management liability insurance to public emerging growth companies with revenues under $500 million. The new practice, called Public Markets Group, will offer directors and officers (D&O), employment practices liability, fiduciary and crime insurance coverages. For this market segment, Zurich will offer the public markets endorsement for use in conjunction with the D&O select primary form, according to Beth Goldberg, head of the Public Markets Group for Zurich North America Commercial. Policy enhancements include: Definition of executive officer limited to a company’s chief executive officer, chief financial officer… Read More »Zurich North America Doing Good

A Florida jury ordered R.J. Reynolds and Philip Morris Wednesday to pay $26.6 million to the widow of a longtime smoker who died of lung cancer, the latest verdict against cigarette makers in the “Engle progeny” lawsuits.