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Additional Insured Form Comparison

Updated as of August 12, 2024 CG 20 10 (Edition 11/85) CG 20 10 (Edition 10/01) CG 20 37 (Edition 10/01) CG 20 10 (Edition 07/04) CG 20 37 (Edition 07/04) CG 20 10 (Edition 04/13) CG 20 37 (Edition 04/13) CG 20 33 (Edition 04/13) CG 20 38 (Edition 04/13) Note This summary is for convenience only and does not attempt to capture all aspects of the various forms noted. Refer to the endorsements themselves for complete wording. Any review of contractual requirements and compliance should only be done with the assistance of a qualified attorney.

Cyber Liability Insurance and Tech Outage. Lessons from July 19 Outage

The recent July 9 global technology outage has prompted a reassessment of cyber policy wordings. This incident highlights the need for standardization in the cyber insurance industry and the importance of clear policy terms. Businesses and insurers must re-evaluate their cyber policies and understand their implications thoroughly. Ensure your company is adequately protected against similar tech outages by consulting with insurance experts and reviewing your current coverage.

Navigating Business Structures: Choosing Between S-Corps, C-Corps, LLC, and Partnerships

Understanding the differences between business structures like S-corporations, C-corporations, and partnerships is crucial for legal protection and tax benefits. This post delves into the pros and cons of each, including insights on the Qualified Business Income Deduction and which structure might be best depending on your business goals.

Product Recall Insurance Explained

Recent spikes in U.S. product recalls, especially from undeclared allergens in food, highlight the growing importance of Product Recall Insurance. As companies face enhanced risks, this insurance is no longer optional but a necessity for protecting against financial and operational setbacks.

The First Day Formula: Setting Up New Hires for Success

When it comes to applying for workers’ compensation insurance, having a formal hiring and training procedure is not just a box to tick; it’s a strategic approach that can enhance your eligibility for preferred rates and additional discounts. A well-structured new employee orientation process not only streamlines your hiring and training but also sets a solid foundation for your team’s future success. Here’s how you can utilize a comprehensive New Employee Orientation Checklist to ensure you can confidently answer “Yes” when asked about formal hiring and training procedures during the insurance application process.