How to Choose the Right Restaurant Business Insurance
Restaurant insurance protects your business from unexpected costs like lawsuits, injuries, and property damage. Learn what coverage you need, how much it costs, and why it’s crucial from day one.
small business insurance
How to Protect Your Small Business from a Lawsuit
Lawsuits can threaten small businesses, but proper records, legal compliance, and the right insurance can reduce risks. Follow these six steps to protect your company, reputation, and financial future.
How to Get the Most Out of Your Small Business Insurance
In this post we discuss the different types of small business insurance and how to choose the policies that are right for your business. We will also provide tips on how to get the most out of your insurance coverage.
Video: Insurance for home based business
There are two ways to provide more property and liability insurance for your in-home business. The right choice will depend on the nature of your business, its annual receipts and the amount of coverage you need.
Smoke and heat detection systems inspection, testing and maintenance
Introduction
This article focuses on inspection, testing and maintenance (ITM) requirements for smoke and heat detection systems. Fire detection systems can provide early detection and notification of a fire emergency; therefore, it is essential that they are maintained appropriately.
This article also assumes that the smoke and heat detection systems are UL Listed or FM Approved systems and have been properly installed by reputable, certified, alarm system contractors. ITM programs cannot overcome poor system design or installation deficiencies.
The National Fire Protection Association (NFPA), Standard 72, National Fire Alarm Code, is the recognized standard for ITM of fire alarm equipment. For complete information on ITM of devices other than smoke and heat detectors covered within this bulletin, refer to NFPA 72, your equipment manufacturers operational/ maintenance manual or your Risk Control consultant.
This blog post is intended to familiarize building owners and/or persons responsible for fire detection systems about the necessary ITM of smoke and heat detectors. It is also intended as a guide on how to conduct ITM, ITM frequencies, and potential consequences for not having an ITM program for detection systems.
Smoke and heat detector differences
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Federal Unemployment Insurance Cut in Half
The House of Representatives passed HR 3630. This is an omnibus measure that contains a variety of items. Among them are the following: It would reduce unemployment benefits by one half cutting them from 99 to 59 weeks. It would let the last leg of federal unemployment insurance extension, 13 to 20 weeks to expire. This would impact the states with the highest rates of unemployment. It would require means testing of workers based on income. There would be a $5.00 charge for each reemployment. Waivers would be granted for workforce programs. States would be allowed leeway in Non Reduction… Read More »Federal Unemployment Insurance Cut in Half