risk management

Why Nonprofits Need Sexual Abuse & Molestation Insurance

Sexual Abuse and Molestation
June 3, 2026

Many nonprofits work closely with children, youth, seniors, individuals with disabilities, and other vulnerable populations. While these organizations strive to create safe environments, allegations of abuse or molestation can still occur. Even unfounded claims can result in costly legal expenses and significant reputational damage. Sexual Abuse & Molestation (SAM) insurance helps protect nonprofits against claims alleging abuse, molestation, misconduct, or negligent supervision by employees, volunteers, or other covered individuals. This coverage can help pay for legal defense costs, settlements, and judgments, subject to policy terms and conditions. Organizations that commonly purchase SAM insurance include youth programs, mentoring organizations, camps, after-school… Read More »Why Nonprofits Need Sexual Abuse & Molestation Insurance

New Wage Transparency Laws and Insurance. What Employers Must Know

EPLI
July 31, 2025

Wage transparency laws are expanding in 2025, requiring employers to disclose pay ranges. These changes bring legal risks and insurance concerns, making proactive compliance and coverage review more important than ever.

How to Navigate Insurance Challenges for School Districts in 2025

CGL Commercial General Liability, Cyber Liability, Property, Property Insurance Coverage, Sexual Abuse and Molestation
May 28, 2025

Educational institutions face evolving risks across property, casualty and cyber liability. Learn how to school districts should be covered for casulty, property, cyber, and SAM insurance.

How Telematics Turn Fleet Data Into Insurance Savings

Commerical Auto, Hired Auto, Non-Owned Auto, Personal Auto
May 28, 2025

Telematics are transforming fleet management and insurance by providing real-time data that improves safety, reduces costs, and helps insurers offer better coverage based on proven driver performance and vehicle use.

SFUSD Insurance Requirements: A Comprehensive Guide for Vendors and Contractors

Sexual Abuse and Molestation
June 14, 2024

Learn more about SFUSD insurance requirements with the focus on SAM insurance.

Product Recall Insurance Explained

Product Recall
May 7, 2024

Recent spikes in U.S. product recalls, especially from undeclared allergens in food, highlight the growing importance of Product Recall Insurance. As companies face enhanced risks, this insurance is no longer optional but a necessity for protecting against financial and operational setbacks.

The Current State and Future Prospects of Auto and Homeowners Insurance in the U.S.

Homeowners, Personal Auto
December 4, 2023

The U.S. personal lines insurance industry, covering auto and homeowners sectors, faces challenges like underwriting losses and economic shifts, but advances in technology and risk management show promise for stability.

Securing the Future: The Essential Guide to D&O Insurance in the Modern Business World

D&O, Uncategorized
November 28, 2023

Discover the crucial role of Directors and Officers insurance in safeguarding corporate leaders against legal risks in today’s complex business environment. A must-read guide for business professionals.

Saving Insurance for Californians: Safer from Wildfires and Insurance Costs

California, Fire, Homeowners
November 15, 2023

Summary: Insurance Commissioner Ricardo Lara introduces California’s Sustainable Insurance Strategy to protect consumers, address climate change challenges, and ensure long-term insurance market sustainability by prioritizing high-risk areas.

Navigating the SEC’s New Cybersecurity Protocols: An Overview and Next Steps

Cyber Liability
October 26, 2023

The SEC’s new cybersecurity disclosure rules emphasize incident reporting, risk management, and third-party vendor scrutiny. Here’s what to expect and how businesses can strengthen their cyber defenses.