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Explaining Employers Liability Exclusion

Even when you follow all the necessary safety guidelines and precautions, accidents and worker injuries can happen on a construction jobsite. And when you have numerous sub-contractors involved, who is held liable for paying worker injury claims can get complicated quickly. This article details how the Employers’ Liability exclusion works in a Commercial General Liability policy through a hypothetical claims scenario and why its important to thoroughly review and understand this wording, especially when changes are proposed. Employee Injuries – Who Pays? Employee Injuries and Exclusive Remedy. When employees are injured arising out of and in the course of employment, that… Read More »Explaining Employers Liability Exclusion

Independent Contractors – you need to know

Whether you’re self-employed or a business that’s looking to hire workers for projects, it’s important to understand who counts as an independent contractor. From there, you can determine if hiring them or establishing yourself as one is right for you and your business’ goals.