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small business

5 Real Claims That Prove Umbrella Insurance Works

If you want to make sure your current policy is really enough, it might be time to talk with your insurance provider. Commercial umbrella insurance could be the extra protection that keeps your business standing, even in the worst-case scenario.

LLC or S-Corporation?

A limited liability company (LLC) is a business structure that provides limited liability to its owners. This means that the owners are not personally liable for the debts and liabilities of the business. LLCs are a popular choice for small businesses because they offer the benefits of both a corporation and a partnership. To form an LLC, you will need to file articles of organization with your state’s secretary of state. You will also need to choose a registered agent and a name for your LLC. Once you have filed the necessary paperwork, you will be able to start operating… Read More »LLC or S-Corporation?

The 2023 Small Business Startup Guide

Starting a new business can be a daunting task, but with the right approach, it can also be a highly rewarding experience. In this guide, I will take you through the steps involved in building a new business from the ground up in 2023. Step 1: Identify your market niche The first step in building a new business is to identify the market niche you want to target. This involves researching the market to understand the needs and preferences of your potential customers. You can use online tools like Google Trends and social media to gather insights about your target… Read More »The 2023 Small Business Startup Guide

Effective Strategies to Increase Sales for Small Businesses

What business wouldn’t like to increase sales? Even the most successful businesses mustn’t lose sight of their revenue drivers, or they could risk letting the competition sneak up on them.

To boost sales, you need a solid sales strategy. The good news is that a strong strategy starts with simple sales tactics. Just remember: Though they’re simple, these practices do require effort and focus. You’ve got this.

Why Business Needs Bond

Getting the proper insurance coverage and licenses is just a start. To run a successful business, you’ll also likely need the right bonds. So, what are bonds for small businesses? Bonds guarantee that your small business will perform the agreed-upon services. Both insurance and bonds help protect your business from being part of the 40% of small businesses that fail after a disaster. For many small businesses, surety bonds are required and help protect third parties like customers. So, if you run a hair salon school and one of your students reports that they didn’t receive services after paying, they can file a claim… Read More »Why Business Needs Bond

Credit Card Incident Response Policy Template

To address credit cardholder security, the major card brands (Visa, MasterCard, Discover, and American Express) jointly established the PCI Security Standards Council to administer the Payment Card Industry Data Security Standards (PCI DSS) that provide specific guidelines for safeguarding cardholder information.  Use the template below to handle breach, theft and fraud related to credit card transactions. Download

How to Start a Small Online Business

Starting a small online business doesn’t need to be hard. Here are 6 easy steps to start a small business. Let us help with business ideas and answer small online business questions!