In partnership with A rated program administration we are happy to offer a Public Auto Insurance Program for-hire and courtesy operations with primary nature-of-use transporting passengers, such as airport transportation, churches, courtesy (assisted living, hotel/motel, etc.), daycare, limousine, sightseeing/guided tours, social services, and employer van pools.
Geography: Nationwide except AK, CA, MI, NJ, and NY.
Ineligible risks: Taxis, Emergency and Non-Emergency Medical Transport, Charter Operations, Farm Labor, Prisoner Transport, Railroad Crews, Schools, Urban Bus, TNCs (Transportation Network Companies, ie: Lyft, Hailo and Uber) are not eligible if more than 20% of revenue is generated from this application.
Coverages offered:
Auto Liability
Auto Physical Damage
General Liability (most classes)
Admitted or non-admitted paper: Admitted.
Quote Requirements
Information about the business, Supplemental Public Automobile Questionnaire, expiring term plus three prior years of currently valued loss experience, current MVR’s for all drivers.
Forms available upon request.
Turnaround time 24-72 hours commencing complete submission.