A vehicle accident that results in an environmental hazard is, for most businesses, an occasional occurrence. Yet every business that is on the road needs to be prepared for such an event. We offer access to the exclusive Environmental Transportation program which can help you handle accidents and spill emergencies.
This program offers the ISO “Pollution Liability-Broadened Coverage for Covered Autos” (CA 9948) and is available for both trucking and business auto risks.
Eligible Exposures:
- For-hire petroleum transportation operations
- Minimum 1% transportation of hazardous materials requiring placards (see Prohibited Commodities)
- Non-hazardous tank truck or tank trailer operations hauling liquid or dry commodities
- Bulk food grade commodities (Dry or Liquid Bulk exposure >119 gallons, >450 liters or >1,000 pounds)
- Class 6 Poison/Toxic Materials Packing Group II and III
- Hazardous and non-hazardous waste haulers
Prohibited Commodities:
- Class 1 Explosives
- Class 2.3 Poisonous Gases
- Class 6 Poison/Toxic Materials, Packing Group I, Hazard Zone A
- Class 7 Radioactive Materials
- No direct fueling of aircraft or boats
Carriers: A+ XV rated, admitted
Coverage Features:
- 80% of miles within a 300-mile radius
- No radius limitation
- Mono-line coverages available (except GL)
- Auto physical damage
- UM/UIM, med pay and statutory no fault
- Package policies and multi-line discounts available
- General liability and misdelivery of liquid products coverage available
- Auto pollution liability – CA9948
- Zurich s Spill Reporting Online (free to insured) provides 24/7 access, allowing spill generators to:
- Dispatch clean-up contractors faster
- Expedite release reporting
- Keep better track of claims information
Availability:
- Environmental countrywide EXCEPT AK, DC, HI, MA, NJ and NY
- Hazardous Materials countrywide EXCEPT AK, DC, HI, MA, NJ and NY
- Petroleum countrywide EXCEPT AK, CT, DC, HI, ME, MA, NH, NJ, NY, RI and VT
- Distributors/Jobbers/Wholesalers are specifically EXCLUDED
- Local-Intermediate IN, MI and TX
Minimum Premium: None
Limits:
- Automobile and primary liability limits up to $1M
- General Liability $2M /$1M
Submission Requirements:
- Appropriate ACORDs
- Minimum four years current-valued loss runs
- Drivers list
- Current motor vehicle records for all drivers
- Equipment scheduled reflecting typical unit information, garaging location and gross vehicle weight
- Driver guidelines
- Operational and safety information
- Target pricing by line-of-coverage
- Zurich Motor Carrier questionnaire – start the premium indication process by sending this form to asap@paperlessgroup.com.