What is “Manifestation Provision” in Insurance Policy Means
The “first manifestation” provision may significantly modify or deviate from the most recent ISO Commercial General Liability policy form, CG 00 01 12/07, commonly referred to as an “occurrence” form. The principle difference between the ISO “occurrence” form and a manifestation form is what is being referred to as “trigger of coverage.” The trigger of coverage is the event or circumstances that activate the insurer’s defense and indemnity obligations under the policy. According to ISO rules the standard ISO form is intended to provide coverage for an injury that occurs during the policy period, regardless of when the injury becomes… Read More »What is “Manifestation Provision” in Insurance Policy Means