Telematics insurance tracks driving to offer personalized premiums, but it also raises privacy concerns, misinterprets behavior, and can increase costs. Learn the hidden downsides before installing that device.
Telematics are transforming fleet management and insurance by providing real-time data that improves safety, reduces costs, and helps insurers offer better coverage based on proven driver performance and vehicle use.
Deciding whether to rent a car for a road trip involves considering factors like comfort, flexibility, and cost. Weigh the pros and cons, from the convenience of off-road vehicles to the ease of public transportation, to make the best choice for your journey.
This post discusses the recent spike in Kia and Hyundai thefts, highlighting proactive steps by manufacturers and general theft prevention techniques. It also emphasizes the importance of comprehensive auto insurance, including gap insurance, to protect against potential losses.
Commercial auto insurance is essential for businesses that operate vehicles. It covers accidents, damages, and more, ensuring that businesses are protected from potential financial setbacks.
If you can avoid auto claims, it will save you big time on your insurance costs. The rate you pay is based, in part, on your past driving and claims history. While no one wants to have an accident, they do happen on occasion. That’s why we call them accidents, after all. Auto insurance is an important part of protecting yourself and your assets.
Even more, it can save you time and injury if you can keep your car and its occupants safe. Here are 10 of the most common auto insurance claims and tips on how you might avoid them.
Most drivers are aware of the dangers of driving while distracted. However, something that many drivers do not realize is that in addition to the legal ramifications, these distractions can affect the premiums you pay for your auto insurance. Most drivers are aware of the dangers of driving while distracted. However, something that many drivers do not realize is that in addition to the legal ramifications, these distractions can affect the premiums you pay for your auto insurance. While any number of things can distract a driver from the road — including eating, adjusting the sound system, or talking to people in your vehicle… Read More »Distracted Driving and Insurance Premium
First of all, both your personal auto insurance and business auto insurance cover the damage to your autos with a theft of catalytic converter, as long as you have full coverage. You should open a claim an the payment will be processed with comprehensive part of your insurance policy. You’ll likely need to pay your deductible. Thieves have targeted catalytic converters for years, but recently these crimes have been on the rise. According to the National Insurance Crime Bureau (NICB), there were 1,298 reported catalytic converter thefts in 2018. That increased to 3,389 in 2019 and skyrocketed to 14,433 in… Read More »Catalytic Converter and Insurance
Designed to protect truck brokers in the event one of their contracted truckers has a coverage issue. Truck and freight brokerage operations need coverage for the exposures presented when their clients’ policies fail to respond. Our Truck Broker Contingent Liability product helps to service this segment of the industry. Coverages Contingent auto Contingent cargo E&O General liability Limits Truck Brokers Up to $5,000,000 – Contingent Auto, GL, Professional (E&O) Up to $250,000 – Contingent Cargo Truck Leasing $1,000,000 – Contingent Auto $100,000 – Off-Lease Physical Damage Availability National Requirements Contingent Brokerage Application: https://paperless-insurance.com/insurance-application/ Sample Broker Carrier Agreement List of Motor Carriers… Read More »Truck Brokers’ Contingent Liability
Many small businesses and other organizations furnish company owned vehicles for transportation needs including trucks, vans, buses and automobiles. However, it is not uncommon for staff and volunteers to drive their own personal vehicles for business-related transportation.
It is important to recognize that your business can be held liable for damages by allowing the use of non-owned personal vehicles for business purposes. In an effort to keep everyone safe, and to protect the organization from claims arising from the use of personal vehicles, the following safety precautions should be followed: