When calculating your car insurance quote, most auto insurers look at a number of factors that, through statistical modeling, help them determine how likely you are to have an accident or another type of claim. The factors, which can influence your car insurance policy rate, fall into three main categories: you, your car and how you drive.
For organizations that operate vehicle fleets, it’s important to have a formal, effective safety program. It establishes the policies and procedures that are needed to ensure a safe work environment for your employees. It can also help protect against liability for vehicle accidents – a significant exposure for most fleets – and helps control accident costs. To be effective, a formal fleet safety program should address a range of activities related to employee selection, management and training; vehicle operation; maintenance; and accident management. Although not every fleet is the same, here are some key components and best practices your program should… Read More »Fleet Safety Program
In observance of National Distracted Driving Awareness Month (celebrated by National Safety Council), we are providing important information to help businesses with employees who drive as part of their job safeguard against distracted driving. According to the National Safety Council, the average work-related motor vehicle injury claim costs $69,206, which is twice as much as other work-related injuries.
Helping employees avoid distraction while driving starts with management and creating a culture committed to safety. Employees who drive for work often feel pressure to respond to emails and phone calls, especially from their manager. It’s important for company leaders to set the expectation that it’s better to respond later than while driving.
More than two in three drivers admitted to talking on a cell phone while driving, according to the AAA Foundation’s 2014 Traffic Safety Culture Index. Additionally, one in four drivers admits to typing or sending a text message or email while driving. Despite these behaviors, a recent survey of our customers found that only 27 percent reported having a formal policy on distracted driving that was strictly enforced.
We recommend a four-step program to help businesses better protect their employees from distracted driving:Read More »Four Steps to Help Keep Employee Drivers Distraction-Free