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Insurance for Pest Control Services Industry

Are you looking for Insurance for Pest Control Services company?
We understand how to provide a flexible and comprehensive insurance program for risks all across the United States.

Benefits Include:

  • General Liability including Exterminators Liability – Care, Custody,  and Control coverage:
    • E&O Liability – including coverage for financial loss
    • Animal Mortality coverage
    • Jobsite Pollution coverage
    • Sudden and Accidental Pollution Coverage
    • Auto Hazard Pollution Liability Coverage
    • Exterminators Liability: Care, Custody and Control Coverage
    • Pest Inspection Damage Liability Coverage
    • Lost Key Coverage
    • Blanket Additional Insured Coverage
    • Broad Form Comprehensive General Liability Coverage
  • Property
    • Building and Business Personal Property coverage.
    • Business Income and Extra Expense coverage.
    • The backing of a highly rated carrier.
    • Competitive premiums.
  • Umbrella/Excess Liability
  • Automobile – Owned, hired and non-owned auto
  • Directors and Officers Liability

Frequently Asked Question:

Are there minimum premiums?
Yes, our policies are subject to minimum premiums (plus applicable taxes and fees) as follows:
•$300,000. Limit, $660 minimum premium.
•$500,000. Limit, $820 minimum premium.
•$1,000,000. Limit, $1,135 minimum premium.

In what states is the coverage available?
All states except Louisiana.

What information is required for a quote?
•Completed, signed application.
•Four-years of general liability loss run information.

What are your carriers’ ratings?
We only write our program through the best carriers that have ratings of at least “Superior” or better.

Is your Program admitted?
We provide admitted carriers.

Are your rates competitive?
The coverages we offer through our program are some of the broadest in the industry at reasonable prices.

Is coverage provided for bedbug eradication?
Subject to underwriting review and approval, our policy can provide coverage for claims you may face due to negligent bedbug treatments. Coverage is provided at full polcy limits.

Is coverage provided for Wood Destroying Insect Inspections?
Yes. Our policy includes this important coverage at policy limits and without a sunset clause.

Is Site Pollution Clean Up Available?
Yes, we can provide Site Pollution Clean Up Coverage in most states to protect your company against government mandated clean-up costs.

Is termite treatment sub-limited?
No, termite treatment is covered as a completed operation to the full occurrence limit.

Can I buy coverage for my insect detection dog?
Yes. We realize that insect detection canines are a very expensive investment and our Animal Mortality policy helps protect this important asset.

Is there a charge for Additional Insureds?
No, never! Our policy provides a very comprehensive Blanket Additional Insured Endorsement which includes primary and non-contributory language. There is no extra charge for this endorsement or any other additional insured endorsement that may need to be added.

Can I get my Auto Coverage too?
Yes, Commercial Auto is now available for Pest Control Operations in all states.

Is Workers’ Compensation coverage available?
Yes, it is in many states.

If pesticides leak or spill from a container on my vehicle, do I have coverage?
Most other policies will only cover this type of claim if the vehicle is involved in a collision or overturn.  This is a serious risk that requires specialized coverage.