The Florida Automobile Joint Underwriting Association (FAJUA) was created pursuant Sections 627.311 and 627.351, Florida Statutes, by order of the Insurance Commissioner Dated February 9, 1973, for the purpose of establishing and carrying out a program for providing automobile insurance to qualified applicants unable to procure such insurance in the voluntary market at rates below the FAJUA.
Every insurer authorized to write automobile liability insurance or automobile physical damage insurance in Florida shall be a member of the Association and shall subscribe and be bound by the Articles of Association of the FAJUA and by the rules and regulations adopted pursuant thereto.
The Florida Automobile Joint Underwriting Association is available to licensed drivers and vehicle owners who have been unable to purchase insurance from other companies. The FAJUA is often referred to as “The High-Risk Market” or “Market of Last Resort.”
The selection of a producer to provide insurance coverage is an important decision that should not be based solely on price or advertisement. Before you purchase insurance we suggest you call the Florida Department of Financial Services, Office of Insurance Regulation at 800-342-2762 to verify that a producer is licensed to provide insurance coverage for you. You may call our office at 850-681-2003 to verify that a producer is registered with the FAJUA before purchasing automobile insurance.
Section 817.234 of the Florida Statutes establishes a felony of the third degree, for anyone who, with intent to injure, defraud, or deceive any motor vehicle insurer, including the FAJUA, presents or causes to be presented any written application, or written statement in support thereof, knowing that the application or statement contains any false , incomplete, or misleading information concerning any fact or matter material to the application.
If you are visiting this website because you have received a cancellation from your current automobile insurance carrier we suggest you contact the agent that you purchased the policy from. Or you may send us an email at HELP@FAJUA.ORG giving us your zip code and if there are producers in your area representing the FAJUA you will be sent a list of 2 within 48 hours.
Contact Information
1425 Piedmont Drive East, Suite 201 A Tallahassee, FL 32308
Phone: (850)681-2003 Fax: (850)681-7802 Email: Help@fajua.com