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Even if you’ve been in your industry long enough and this is the first product liability suit you’ve heard of in your long carrier, product liability claim can be a disaster for your business. A product must fit its purpose. Otherwise, you made end up in court like Channel Islands Surfboards defending against the claim of too-sharp fin sliced the leg of a surfer.

In the end, may be judge rules in favor or the defendant, may be not, but the cost of a law suit will be a disaster if there is no product liability insurance coverage in place, which by the way could starts at around $5,000 per year for a descent coverage limits.

 

Img by mikebaird flickr