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How to Soften the Insured vs. Insured Exclusion in Your D&O Policy ​

  • D&O

Insured vs. Insured Exclusion Directors’ and Officers’ Liability Insurance (“D&O”) policies are, according to most carriers who underwrite the coverage, primarily intended to protect senior managers against claims brought by third parties (including investors) who allege they’ve suffered harm as a result of the way the company is being run. Thus, carriers believe, it’s perfectly logical – and even necessary – to have an “Insured vs. Insured” exclusion (also known as a “One vs. One” exclusion) built into the D&O policy to protect against outside threats. Background D&O policies didn’t historically contain an Insured vs. Insured exclusion as a standard… Read More »How to Soften the Insured vs. Insured Exclusion in Your D&O Policy ​

Infamous Workplace Record

The time when the records on the workplace were all over the news has gone. At least for a while. You won’t hear anymore about a guy who made 1000s hamburger per hour at a local fast food restaurant or a miner who managed to dig 1000s of tons of coil. Nope… We live in the new era and our news are corresponding: — A record 99,922 private-sector workplace discrimination charges were filed with the U.S. Equal Employment Opportunity Commission during fiscal 2010, the agency said Tuesday. The EEOC also said it ended fiscal 2010 with 86,338 pending charges, an… Read More »Infamous Workplace Record