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Every Construction Business has Pollution Liability Exposures

Contractors face pollution risks on the job site daily. In an instant, these can damage property, impact lives and mar company reputations earned through years of quality performance.
An inadequately insured contractor can experience severe financial hardship in the event a claim is made or a suit is filed.
Pollution liability exposures can include:

  • Air exposures, e.g., dust and fumes, emissions from mobile equipment, fly ash, fungi or bacteria and more
  • Surface water exposures, e.g., construction site spill and runoff, asphalt sealants, truck/vehicle-washing runoff and more
  • Ground water and soil exposures, e.g., additives/stabilizer to concrete and soil, underground pipe leakage, damage to under- or above-ground storage or oil-containing utilities and more

Because Commercial General Liability policies, even with a pollution coverage-broadening endorsement, may not sufficiently cover pollution risks, many contractors purchase Contractors Pollution Liability insurance to help fill potential gaps. With Contractors Pollution Liability coverage, contractors can:

  • Protect assets from unforeseen environmental exposures that could have substantial impact on earnings
  • Satisfy bid requirements
  • Protect against unforeseen pollution hazards on the job site which may lead to bodily injury, property damage or pollution clean-up costs