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Texas

How to Reduce Drunk Driving

Presently, Texas State law does require that interlock devices be installed in the vehicles of drivers convicted of two or more DUIs, or those that have a blood alcohol concentration of 0.15 or more —  nearly twice the legal limit of 0.08. New Bill, introduced recently, require that all persons convicted of driving while intoxicated have an ignition interlock device installed in their vehicle. Studies have shown that requiring the use of ignition interlock devices can reduce repeat drunk driving offenses by 64%. Currently 8 states mandate the use of ignition interlock devices for all drivers convicted of driving while… Read More »How to Reduce Drunk Driving

How to Self-Insure in Texas

Under Texas law, certain large, private companies can self-insure for workers’ compensation claims, while retaining the protection of the Texas Workers’ Compensation Act for the company and for its employees. To qualify, a company must have a minimum workers’ compensation insurance unmodified manual premium of $500,000 and meet other requirements subject to annual review: Be a private employer with operations in Texas; Have an estimated unmodified manual insurance premium of at least $500,000 in Texas, or at least $10,000,000 nationwide; Present audited financial statements; Possess qualifying Credit/Debt ratings:Dun & Bradstreet – 3A1 or better or Standard & Poor’s – BBB… Read More »How to Self-Insure in Texas