Skip to content

Good Insurance News

Insurance Cancellation Fees Must Be Disclosed in Calif.

Insurers in California will now be required to disclose cancellation penalties —prior to or concurrent with an application for insurance — thanks to legislation recently signed by Gov. Arnold Schwarzenegger. Previously, the law stated that an insured was entitled to return of his or her premium if the policy is canceled, rejected, surrendered or rescinded. But the new law, AB 2404, which takes effect Jan. 1, 2012, would require that any insurance policy that includes a provision to refund a premium other than on a pro rata basis, including the assessment and cancellation fees, disclose that fact in writing, including… Read More »Insurance Cancellation Fees Must Be Disclosed in Calif.

Auto accidents with fatalities are on decline

Newly released by Department of Transportation report celebrates decrease of the fatalities to the lowest number since 1950 – 33,808 in the U.S. for the year 2009. The decline in traffic deaths occurred even while estimated vehicle miles traveled in 2009 increased by 0.2% over 2008 levels. Moreover, 2009 saw the lowest fatality and injury rates ever recorded: 1.13 deaths per 100 million vehicle miles traveled in 2009, compared to 1.26 deaths for 2008. Fatalities declined in all categories of vehicles including motorcycles, which saw fatalities fall by 850 from 2008, breaking an 11-year cycle of annual increases. By the… Read More »Auto accidents with fatalities are on decline