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So. Dakota Cell Phone Rules Might Be Tried Again

egislation to ban or limit the use of cellular phones while driving arises again in the next state legislative session. Colorado Gov. Bill Ritter has signed into law a bill that will make it a crime to send text messages while driving. In addition, anyone younger than 18 is prohibited from using a cellular phone while driving. In South Dakota, state Sen. Cooper Garnos, R-Presho, said he also expects to see some sort of legislation regarding cellular use while driving to appear in next year’s session. Garnos is a former chairman of the Senate Transportation Committee, while Vehle is the… Read More »So. Dakota Cell Phone Rules Might Be Tried Again

Office Safety – Ladder Safety

We have all worked on or around ladders at some time in our lives, either at work, at home or both.Ladders are involved in many accidents, some of which are fatal.The Consumer Product Safety Commission (CPSC) reports that more than 90,000 people receive emergency room treatment for ladder accidents each year. Your life literally can depend on knowing how to inspect, use, and care for this tool.

Wedding Insurance

Fantasies of the perfect wedding never included banquet halls going bust or lovebirds losing their jobs.But a calamity can sneak up on you while you’re consumed with creating your dream day, especially during a recession.For couples who plan ahead, there is a safeguard. Wedding insurance can cover costs when the unimaginable happens –the power goes out or the groom falls ill – and the party is…

Beware of Negligent Auditing

Recently, I was stalled by the Whole Foods cash register operator, who first asked me whether I have cold and hot deli in one box. As I said yes, he said, I will have to charge you tax on the whole purchase, because we’ve recently been audited and auditors found that we owe large on improper deli taxation. Vitesse Semiconductor Corp. announced Monday that it will receive $22.5 million from its former auditor, KPMG L.L.P., to settle a claim alleging negligent auditing practices linked to a stock options backdating lawsuit. Camarillo, Calif.-based Vitesse said it sued KPMG in June 2007… Read More »Beware of Negligent Auditing

Insuring Climate Change

Climate change is a fact. Countering it is a must. We are convinced that climateprotection makes economic sense, as it would be more expensive in the long term to pay for the damage it causes. It offers companies and national economies that react quickly great opportunities.

Food Stamps – Chance to Survive

According to Reuters 32.2 million people, one in every 10 americans, received food stamps recently. This is the record and reflection of the recession now in its 16th month. Care to feed hunger, people, donate to your local food bank.

Contractor GL CG2139 Form

The Contractual Liability Limitation eliminates coverage for liability assumed in a hold harmless or indemnity agreement. A typical hold harmless agreement includes indemnity for both damages and defense. In a recent California Supreme Court case, Crawford v. Weather Shield, the court held that the obligation to defend is immediate regardless of any actual damages caused by the subcontractor. Commercial General Liability policies affording coverage for damages arising from “Insured Contracts” typically include coverage for such costs, unless the Contractual Liability Limitation is attached. For illustration, assume an electrician performs work on a new home for a general contractor (“GC”). The… Read More »Contractor GL CG2139 Form

Hostile Workplace

Insurancejournal reports that a federal jury has awarded $50,000 to a North Carolina construction worker who says co-workers hurled racial epithets at him, shot nails toward him and even tried to hang him on a job site.