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Are You Covered Worldwide?

Whether you are an existing  multinational organization or exploring the possibility of expanding into the foreign market, In partnership with Travelers, we have the products, services and expertise to meet a wide range of international insurance needs in more than 90 countries. Our mission is to create unique solutions to your needs, no matter how complex.
Did you know that one-third of the U.S. Gross Domestic Product is in international goods and services? In addition, recent industry statistics show that U.S. business is embracing global growth more than ever. Among the trends:
  • 56% view globalization as an opportunity
  • 46% currently sell products outside the U.S.
  • 51% are traveling outside the U.S. to meet with customers and suppliers
  • 26% have set up or plan to set up offices or branches outside the U.S. to test the market conditions
Bellow is a checklist for you to asses the exposures associated with your international trade:
Foreign Voluntary Workers Compensation / Employer’s Liability /Accidental Death & Dismemberment
  • Do you or any of your employees travel outside of their country of origin for business?
  • Do you or any of your employees travel in areas of the world where kidnap may be a threat?
  • Do you have any employees that would fall within one of the following three definitions?
U.S. Expatriate Example: A U.S. employee working in China
Third Country National Example: A German citizen employee working in Mexico
Local National Example: A German citizen employee working for a U.S. company in Germany
Foreign Automobile
  • Do you rent automobiles when traveling outside of the U.S.?
  • Do you own or lease any automobiles outside of the U.S.?
Foreign General Liability
  • Do you or any of your employees travel outside of their
  • country of origin for business?
  • Do you sell any products outside of the U.S.?
  • Do you have any owned / leased operations outside of the U.S.?
  • Do you have any joint venture partners with overseas
  • ownership or operations?
  • Are any of your subcontractors domiciled outside of the U.S.?
Foreign Property
  • Do you or any of your employees travel outside of their country
  • of origin for business and take personal property with them?
  • Do you ship owned property outside of the U.S.?
  • Are you dependent on products, materials or finished goods
  • purchased from an overseas supplier?
  • Do you have any locations outside of the U.S.?

Our Promise

We are committed to serving you with an outstanding expertise, products and service. We promise to work tirelessly to understand your  business and where it’s heading — no matter where in the world that may take us. We pledge that our claim handlers will give your organization the personal attention it deserves. We have the financial stability and consistent high rankings by independent rating services to ensure that we will be here as the future unfolds. So, where is your business going?

This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Travelers. It is not a representation that coverage does  or does not exist for any particular claim or loss under any such policy or bond. Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Availability of coverage referenced in this document can depend on underwriting qualifications and state regulations.