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Workers Compensation Rate Increase in California

We are seeing mostly rate increases and a lot of carriers filing to adopt the new California WCIRB Pure Premium Rate Filing Decision (PPRs). We’re also seeing mostly increases in the loss cost modifiers which will effect ultimate rates. The following are California rates changing in January through March. If you are looking to switch to another insurance carrier request your workers compensation insurance quote and we will provide you with a competitive offer. Preferred Professional Ins Co files a +9.8% rate increase effective January 1, 2015 Preferred Professional Insurance Company files to adopt the 1/1/15 WCIRB pure premiums.

[AMERICAN CONTRACTORS INS GROUP] ACIG Insurance Company files a 4.95% rate increase effective January 1, 2015 ACIG Insurance Company files to adopt the 1/1/15 WCIRB pure premiums.

[STATE FARM GROUP] State Farm Fire and Casualty Company files a +2.4% rate increase effective January 1, 2015 State Farm Fire and Casualty Company files to adopt the 1/1/15 WCIRB pure premiums, and revise its minimum premiums. Care West Insurance Company files a +2.3% rate increase effective January 1, 2015 Care West Insurance Company files to adopt the 1/1/15 WCIRB pure premiums.

[AMERICAN FINANCIAL GROUP] Republic Indemnity Company of America files a 4.5% rate decrease effective January 1, 2015 Republic Indemnity Company of America files to adopt the proposed 1/1/15 WCIRB pure premiums, and revise its Schedule Rating Plan to +/- 50%

[AMERICAN FINANCIAL GROUP] Republic Indemnity Company of America files a 0.6% rate increase effective January 1, 2015 Republic Indemnity Company of America files to adopt the proposed 1/1/15 WCIRB pure premiums, revise its Territory Factors, and revise its Schedule Rating Plan to +/- 50% Alaska National Insurance Company files a 1.5% rate increase effective 1/1/2015 Alaska National Insurance Company files to adopt the 1/1/15 WCIRB pure premiums

[MITSUI SUMITOMO INS GROUP] Mitsui Sumitomo Ins Co of America files a +6.50 rate increase effective January 1, 2015 Mitsui Sumitomo Insurance Company of America files to adopt the 1/1/15 WCIRB pure premiums.

[ELECTRIC INSURANCE GROUP] Electric Insurance Company files a 0.8% rate increase effective January 1, 2015 Electric Insurance Company files to adopt the 1/1/15 WCIRB pure premiums.

[STARR GROUP] Starr Indemnity & Liability Company files a +3.6% rate increase effective January 1, 2015 Continental Casualty Company files to adopt the 1/1/15 WCIRB pure premiums, and revise its minimum premium Samsung Fire & Marine Insurance Company files a 16.0% rate increase effective January 1, 2015 Samsung Fire & Marine Insurance Company files to adopt the proposed 1/1/15 WCIRB pure premiums, and revise its Territory Factors

[CNA INSURANCE GROUP] Continental Insurance Company files a rate change effective February 1, 2015 Continental Insurance Company files to adopt the 1/1/15 WCIRB pure premiums

[CNA INSURANCE GROUP] American Casualty Company of Reading PA files a rate change effective February 1, 2015 American Casualty Company of Reading PA files to adopt the 1/1/15 WCIRB pure premiums

[CNA INSURANCE GROUP] National Fire Insurance Company of Hartford files a rate change effective February 1, 2015 National Fire Insurance Company of Hartford files to adopt the 1/1/15 WCIRB pure premiums

[CNA INSURANCE GROUP] Transportation Insurance Company files a rate change effective February 1, 2015 Transportation Insurance Company files to adopt the 1/1/15 WCIRB pure premiums

[CNA INSURANCE GROUP] Valley Forge Insurance Company files a rate change effective February 1, 2015 Valley Forge Insurance Company files to adopt the 1/1/15 WCIRB pure premiums

[CNA INSURANCE GROUP] Continental Casualty Company files a rate change effective February 1, 2015 Continental Casualty Company files to adopt the 1/1/15 WCIRB pure premiums.

[EMC INSURANCE COMPANIES GROUP] Employers Mutual Casualty Company files a -0.5% rate decrease effective February 1, 2015 Employers Mutual Casualty Company files to adopt the 1/1/15 WCIRB pure premiums and revise its minimum premium.

[AMERICAN FINANCIAL GROUP] Triumphe Casualty Company files a 0.0% rate change effective February 1, 2015 Triumphe Casualty Company files to adopt the 1/1/15 WCIRB pure premiums.

[ZURICH INSURANCE GROUP] Foremost Insurance Company files a -0.1% rate decrease effective March 1, 2015 Foremost Insurance Company Grand Rapids Michigan files to adopt the 1/1/15 WCIRB pure premiums, increase its LCM from 1.484 to 1.492, and revise its minimum premium

[ZURICH INSURANCE GROUP] Foremost Property & Casualty Insurance Co files a 1.9% rate increase effective March 1, 2015 Foremost Property & Casualty Insurance Company files to adopt the 1/1/15 WCIRB pure premiums, increase its LCM from 2.095 to 2.107, and revise its minimum premium

[ZURICH INSURANCE GROUP] Foremost Signature Insurance Company files a -0.3% rate decrease effective March 1, 2015 Foremost Signature Insurance Company files to adopt the 1/1/15 WCIRB pure premiums, increase its LCM from 1.746 to 1.756, and revise its minimum premium

[WR BERKLEY GROUP] Berkley Regional Insurance Company files a rate change effective March 1, 2015 Berkley Regional Insurance Company files to adopt the 1/1/15 WCIRB pure premiums, and revise its minimum premium

[WR BERKLEY GROUP] Riverport Insurance Company files a rate change effective March 1, 2015 Riverport Insurance Company files to adopt the 1/1/15 WCIRB pure premiums and revise its minimum premium

[WR BERKLEY GROUP] Berkley National Insurance Company files a rate change effective March 1, 2015 Berkley National Insurance Company files to adopt the 1/1/15 WCIRB pure premiums, decrease its LCM from 1.210 to 1.065, and revise its minimum premium

[WR BERKLEY GROUP] Great Divide Insurance Company files a 5.4% rate increase effective March 1, 2015 Great Divide Insurance Company files to adopt the 1/1/15 WCIRB pure premiums

[WR BERKLEY GROUP] Tri-State Insurance Company of Minnesota files effective March 1, 2015 Tri-State Insurance Company of Minnesota files to adopt the 1/1/15 WCIRB pure premiums and revise its minimum premium

[SOMPO JAPAN INS GROUP] Sompo Japan Insurance Company of America and Sompo Japan Fire & Marine Insurance Company of America file a 0.0% rate change effective March 1, 2015 but revises Minimum Premium from $1,000 to $500

[CINCINNATI FINANCIAL GROUP] The Cincinnati Insurance Company files a 0.8% rate decrease effective January 1, 2015
The Cincinnati Insurance Company files to adopt the 1/1/15 WCIRB pure premiums, and revise its minimum premium

[CINCINNATI FINANCIAL GROUP] The Cincinnati Casualty Company files a 5.7% rate increase effective January 1, 2015
The Cincinnati Casualty Company files to adopt the 1/1/15 WCIRB pure premiums, and revise its minimum premium.

[CINCINNATI FINANCIAL GROUP] The Cincinnati Indemnity Company files a 3.5% rate decrease effective January 1, 2015
The Cincinnati Indemnity Company files to adopt the 1/1/15 WCIRB pure premiums, and revise its minimum premium.

[UTICA GROUP] Utica Mutual Insurance Company files a rate change effective January 1, 2015
Utica Mutual Insurance Company files to adopt the 1/1/15 WCIRB pure premiums, and revise its minimum premium.

[UTICA GROUP] Graphic Arts Mutual Insurance Company files a 2.2% rate increase effective January 1, 2015
Graphic Arts Mutual Insurance Company files to adopt the 1/1/15 WCIRB pure premiums, and revise its minimum premium.

[SWISS RE GROUP] Westport Insurance Corporation files a 6.1% rate increase effective January 1, 2015
Westport Insurance Corporation files to adopt the 1/1/15 WCIRB pure premiums and revise its minimum premium.

[SWISS RE GROUP] North American Specialty Insurance Company files a 6.1% rate increase effective January 1, 2015
North American Specialty Insurance Company files to adopt the 1/1/15 WCIRB pure premiums and revise its minimum premium

[SWISS RE GROUP] North American Elite Insurance Company files a 6.1% rate increase effective January 1, 2015
North American Elite Insurance Company files to adopt the 1/1/15 WCIRB pure premiums and revise its minimum premium

[OLD REPUBLIC GROUP] Great West Casualty Company files a 3.6% rate increase effective January 1, 2015
Great West Casualty Company files to adopt the 1/1/15 WCIRB pure premiums, and revise its minimum premium

[MAINE EMPLOYERS’ MUTUAL INSURANCE GROUP] MEMIC Indemnity Company files a 2.2% rate increase effective January 1, 2015
MEMIC Indemnity Company files to adopt the 1/1/15 WCIRB pure premiums and revise its minimum premium

Benchmark Insurance Company files a 4.6% rate increase effective January 1, 2015
Benchmark Insurance Company files to adopt the 1/1/15 WCIRB pure premiums.

State National Insurance Company files a 3.4% rate increase effective January 1, 2015
State National Insurance Company files to adopt the 1/1/15 WCIRB pure premiums and revise its minimum premium.

[AMERICAN FINANCIAL GROUP] National Interstate Insurance Company files a 1.9% rate increase effective February 1, 2015
National Interstate Insurance Company files to adopt the 1/1/15 WCIRB pure premiums.

Advantage Workers Compensation Insurance Company files a 0.7% rate increase effective February 1, 2015
Advantage Workers Compensation Insurance Company files to adopt the 1/1/15 WCIRB pure premiums and revise its minimum premium.

[BERKSHIRE HATHAWAY GROUP] Homestate Insurance Company files a 2.0% rate increase effective February 15, 2015
Homestate Insurance Company files to adopt the 1/1/15 WCIRB pure premiums, revise its territory factors, revise its class deviations, and revise its minimum premium

[BERKSHIRE HATHAWAY GROUP] Cypress Insurance Company files a 2.0% rate increase effective February 15, 2015
Cypress Insurance Company files to adopt the 1/1/15 WCIRB pure premiums, revise its territory factors, revise its class deviations, and revise its minimum premium

[BERKSHIRE HATHAWAY GROUP] Oak River Insurance Company files a 2.3% rate increase effective February 15, 2015
Oak River Insurance Company files to adopt the 1/1/15 WCIRB pure premiums, revise its territory factors, revise its class deviations, and revise its minimum premiums.

[BERKSHIRE HATHAWAY GROUP] Redwood Fire and Casualty Insurance Company files a 2.0% rate increase effective February 15, 2015
Redwood Fire and Casualty Insurance Company files to adopt the 1/1/15 WCIRB pure premiums, revise its territory factors, revise its LCM, and revise its minimum premiums.

[FAIRFAX FINANCIAL GROUP] Seneca Insurance Company files a 3.06% rate increase effective February 1, 2015
Seneca Insurance Company files to adopt the 1/1/15 WCIRB pure premiums and revise its minimum premiums.

[IAT REINSURANCE CO GROUP] Transguard Insurance Company of America files a 2.5% rate increase effective February 1, 2015
Transguard Insurance Company of America files to adopt the 1/1/15 WCIRB pure premiums, and revise its minimum premiums.

[ZURICH INSURANCE GROUP] Farmers Insurance Exchange files a 0.0% rate change effective May 1, 2015
Farmers Insurance Exchange files to revise its minimum premiums.

[ZURICH INSURANCE GROUP] Mid-Century Insurance Company files a 0.0% rate change effective May 1, 2015
Mid-Century Insurance Company files to revise its minimum premiums.

[ZURICH INSURANCE GROUP] Truck Insurance Exchange files a 0.0% rate change effective May 1, 2015
Truck Insurance Exchange files to revise its minimum premiums.

[BCBS OF SC GROUP] Companion Property and Casualty Insurance Company files a 6.3% rate increase effective January 11, 2015
Companion Property and Casualty Insurance Company files to adopt the 1/1/15 WCIRB pure premiums.

[BALDWIN & LYONS GROUP] Protective Insurance Company files a 12.41% rate increase effective January 1, 2015
Protective Insurance Company files to adopt the 1/1/15 WCIRB pure premiums and revise its minimum premium.

[TRAVELERS GROUP] The Standard Fire Insurance Company files a 5.0% rate increase effective March 1, 2015
The Standard Fire Insurance Company files to adopt the 1/1/15 WCIRB pure premiums, and revised its minimum premiums.

[TRAVELERS GROUP] Travelers Property Casualty Company of America files a 5.0% rate increase effective March 1, 2015
Travelers Property Casualty Company of America files to adopt the 1/1/15 WCIRB pure premiums, and revise its minimum premiums.