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CG2037 4/13

Four Key Additional Insured Endorsements for Contractors

IMAGE: Four Key Additional Insured Endorsements for Contractors

Contracts record specific promises agreed to between parties. At best, contract negotiations can be time-consuming, complicated and frustrating. Construction contracts are no exception. One of the promises that the parties make to each other is the kind and amount of insurance required for a construction project. Project owners will require contractors on a project to name the project owner as an additional insured on the contractor’s casualty insurance program (excluding workers’ compensation). General contractors will require subcontractors to do the same. It is very important that project owners and contractors alike — ‘the parties’ — understand the coverage provided by additional insured endorsements. It is equally important for the parties to understand what limitations or conditions are found in these endorsements.

Additional Insureds

Project owners request to be an additional insured on a contractor’s casualty program for several reasons, including but not limited to the following:Read More »Four Key Additional Insured Endorsements for Contractors