Insurance for Restaurant
Customized Options for Restaurant Owners
Our Restaurant Owner’s Package underwritten by an A+ insurance carrier and can be designed based on the challenges that you face as a restaurant owner. Complete this application or contact our agents for a customized Restaurant insurance quote.
Common coverage for Restaurant owners:
Occurrence Limit:
Maximum amount that an insurance company is obligated to pay all injured parties seeking resource as the result of the occurrence of an event covered under a Liability Insurance policy.
Business Property
Business Property insurance covers losses if a fire, hail or another event damages your building and equipment, which could force you to close your restaurant’s doors. It covers your restaurant location and inside contents including fixtures, furniture and valuable restaurant equipment.
Business Liability
Choose Business Liability insurance for accidents, mistakes or injuries that may occur at your restaurant. This may include a customer’s claim of a broken tooth or illness because the food served at your restaurant was tainted.
Business Crime
Unfortunately, employee theft, robbery and forgery are obstacles you may encounter as a restaurant owner. Business Crime insurance covers you for losses both within and outside your restaurant.
Workers’ Compensation
Accidents involving your employees may happen even in the safest, most code-compliant kitchens and dining rooms. We offer Workers’ Compensation insurance for your restaurant so you are prepared when those accidents and illnesses occur.
Hired and Non-Owned Automobile Liability Insurance:
Hired Auto coverage provides your business with liability insurance for vehicles that you rent, on a short-term basis, for business purposes. It replaces or augments the liability coverage offered by auto rental agencies. Non-Owned Auto coverage protects your company in the event that your company is sued as a result of an auto accident that you or one of your employees has in a personal vehicle while on company business
Liquor liability insurance:
protects your business against loss or damages claimed as a result of a patron of your business becoming intoxicated and injuring themselves or others. If your business manufactures, sells, serves, or facilitates the uses or purchase of alcohol, then your business may need this coverage.