1. Harassment and Bullying Spark More Lawsuits

All school personnel should receive misconduct alertness training so they can spot the signs of abuse and intervene early.
Anonymous reporting tools can also help drive earlier intervention.

2. Title IX Expansion Increases Due Process Liability.
Title IX is a law that was meant to bar discrimination based on sex in educational program activities and athletics that received Federal financial assistance.

Higher ed institutions should have a Title IX adviser on staff who understands the law and can advise schools on the best course of action to take when a complaint is filed.

3. Active Shooter Defense Done Wrong May Increase the Risk of Injury

Active shooter training is a must for any school, and insurers often can provide access to these resources.

4. Frozen Pipe Bursts May Cause Damage in the Millions

Schools should consider investing in smart sensors that detect moisture and can alert facility managers to a leak. Simple leak sensors cost as little as $50, while water flow detection and shut-off systems top out around $2,000.

5. Employment Practices Lawsuits

Schools should take advantage of their insurer’s legal resources. Many insurance carriers offer a hotline through which school administrators can receive free legal consultation. Understanding their obligations to employees and the potential repercussions of layoffs can help administrators better cover their bases if such an action is necessary.

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