Insurance for Tea Store
From food spoilage caused by equipment breakdown, fire damage, and employee or customer injuries onsite, our tea store insurance helps protect you from the risks you face as a store owner. We cover your operations as Retail sale of different coffees, teas, mugs, flavorings and related items. Brewed coffee sales are also contemplated.
Customized Options for Tea Store Owners
Our Tea Store Owner’s Package underwritten by A+ insurance carriers and can be designed based on the challenges that you face as a tea store owner. Complete this application or contact our agents for a customized insurance quote.
Common coverage for tea store owners:
Occurrence Limit:
Maximum amount that an insurance company is obligated to pay all injured parties seeking resource as the result of the occurrence of an event covered under a Liability Insurance policy.
Business Property
Business Property insurance covers losses if a fire, hail or another event damages your building and equipment, which could force you to close your store’s doors. It covers your teas store location and inside contents including fixtures, furniture and valuable store equipment.
Business Liability
Choose Business Liability insurance for accidents, mistakes or injuries that may occur at your store. This may include a customer’s claim of an allergy or illness because the tea you sold or served at your store.
Business Crime
Unfortunately, employee theft, robbery and forgery are obstacles you may encounter as a store owner. Business Crime insurance covers you for losses both within and outside your tea store.
Workers’ Compensation
Accidents involving your employees may happen even in the safest, most code-compliant stores. We offer Workers’ Compensation insurance for your place so you are prepared when those accidents and illnesses occur.
Hired and Non-Owned Automobile Liability Insurance:
Hired Auto coverage provides your business with liability insurance for vehicles that you rent, on a short-term basis, for business purposes. It replaces or augments the liability coverage offered by auto rental agencies. Non-Owned Auto coverage protects your company in the event that your company is sued as a result of an auto accident that you or one of your employees has in a personal vehicle while on company business