Insurance for Medical Office
Protect Your Practice — Get Medical Office Insurance Now
The Right Coverage for Medical Professionals
Medical office insurance from A+ rated insurance carriers provides coverage that can help medical professionals through a variety of challenging events:
– Slip and fall accidents in your office
– Fire damage or vandalism
– Loss or theft of valuable papers and records
– Data Breach
– Employee Dishonesty
and many many more. For full details regarding medical office and medical professionals insurance, please complete the application or contact our agents for a customized insurance quote. Our super affordable insurance policy premium starts from $35/month and depends on liability and property coverage limits and options. We will be glad to provide coverage for start-ups, young professionals and established medical practice.
Common coverage for Medical Office Professionals:
Occurrence Limit:
Maximum amount that an insurance company is obligated to pay all injured parties seeking resource as the result of the occurrence of an event covered under a liability insurance policy.
Business Property
Business Property insurance covers losses if a fire, hail or another event damages your building and equipment, which could force you to close your office’s doors. It covers your location and inside contents including all types of medical equipment and fixtures.
Business Liability
Choose Business Liability insurance for accidents, mistakes or injuries that may occur at your office. This may include a customer’s claim of a broken tooth or illness because the slip and fall accident. However, this coverage does not apply for claims related to your professional medical services. See professional liability insurance for more information.
Business Crime
Unfortunately, employee theft, robbery and forgery are obstacles you may encounter as the owner of a medical office. Business Crime insurance covers you for losses both within and outside your premises.
Workers’ Compensation
Accidents involving your employees may happen even in the safest, most code-compliant buildings. We offer Workers’ Compensation insurance for your practice so you are prepared when those accidents and illnesses occur.
Hired and Non-Owned Automobile Liability Insurance:
Hired Auto coverage provides your business with liability insurance for vehicles that you rent, on a short-term basis, for business purposes. It replaces or extends the liability coverage offered by auto rental agencies. Non-Owned Auto coverage protects your company in the event that your company is sued as a result of an auto accident that you or one of your employees has in a personal vehicle while on company business.
Optional Coverages (may not be available in all states):
- Business Income Extension for Off-Premises Utility Services
- Business Income From Dependent Properties
- Professional liability for Dental Labs