Going to Tahoe for a weekend? Read these 10 winter driving tips and have a safe journey:
With peaking El Niño conditions, weather experts are predicting heavier than normal amounts of precipitation for many areas of the Southwestern U.S. We are providing the information below to personal and business insurance customers in California, Arizona and the southern counties of Nevada. For Personal Insurance Customers: Proper maintenance is key. This includes keeping gutters free of debris, ensuring downspouts are… Read More »Prepare for El Niño
Insured vs. Insured Exclusion Directors’ and Officers’ Liability Insurance (“D&O”) policies are, according to most carriers who underwrite the coverage, primarily intended to protect senior managers against claims brought by third parties (including investors) who allege they’ve suffered harm as a result of the way the company is being run. Thus, carriers believe, it’s perfectly logical – and even necessary… Read More »How to Soften the Insured vs. Insured Exclusion in Your D&O Policy
California recently passed legislation that prohibits insurance carriers from considering level or source of income of residential-tenants in the underwriting evaluation of apartment risks.
Therefore, admitted insurance carriers will no longer approve, issue or renew an apartment policy (insurance for apartments) based on information related to a tenant’s level or source of income, including receipt of government subsidies. In the same time, many policyholders are considered to be higher hazard and thus can’t get a decent insurance protection. For example, a high hazard operations for an apartment building would include:Read More »Insurance for Apartments
If you have made the decision to end your camping season for the winter, you’ll need to perform some routine preventative maintenance on your RV to avoid expensive repairs in the spring. Depending on where you live, winterization can be done at a local RV dealership for a nominal fee, but many RVers opt to handle these duties themselves. This handy checklist should… Read More »Prepare RV for Winter to Prevent Claims in Spring