October 2015

Environmental Transportation Program

A vehicle accident that results in an environmental hazard is, for most businesses, an occasional occurrence. Yet every business that is on the road needs to be prepared for such an event. We offer access to the exclusive Environmental Transportation program  which can help you handle accidents and spill emergencies.
This program offers the ISO “Pollution Liability-Broadened Coverage for Covered Autos” (CA 9948) and is available for both trucking and business auto risks.

Eligible Exposures:

  • For-hire petroleum transportation operations
  • Minimum 1% transportation of hazardous materials requiring placards (see Prohibited Commodities)
  • Non-hazardous tank truck or tank trailer operations hauling liquid or dry commodities
  • Bulk food grade commodities (Dry or Liquid Bulk  exposure  >119 gallons, >450 liters or >1,000 pounds)
  • Class 6 Poison/Toxic Materials Packing Group II and III
  • Hazardous and non-hazardous waste haulers

Prohibited Commodities:

  • Class 1 Explosives
  • Class 2.3 Poisonous Gases
  • Class 6 Poison/Toxic Materials, Packing Group I, Hazard Zone A
  • Class 7 Radioactive Materials
  • No direct fueling of aircraft or boats

Carriers: A+ XV rated, admitted

Coverage Features:

  • 80% of miles within a 300-mile radius
  • No radius limitation
  • Mono-line coverages available (except GL)
  • Auto physical damage
  • UM/UIM, med pay and statutory no fault
  • Package policies and multi-line discounts available
  • General liability and misdelivery of liquid products coverage available
  • Auto pollution liability – CA9948
  • Zurich s Spill Reporting Online (free to insured) provides 24/7 access, allowing spill generators to:
    • Dispatch clean-up contractors faster
    • Expedite release reporting
    • Keep better track of claims information

Read More »Environmental Transportation Program

Excess and Surplus Property Insurance Program

In cooperation with an A+ rated program administrator we are now happy to offer Excess and Surplus Property Insurance Program for Lessors Risk, Hotels/Motels, Vacant Buildings, Retail Operations, Shopping Malls, Strip Malls, Restaurants, Assisted Living, Medical Offices, Churches, Light Industrial, Warehousing Operations, Commercial Condos, Distributors, Excess Habitation and the above classes in all states including Florida. Geography: All states except… Read More »Excess and Surplus Property Insurance Program