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July 2015

What happens when somebody totals their RV?

What happens when somebody totals their RVWhen you’re using an RV as a residence, you need the right mix of coverages to protect the RV as both a vehicle and a home. We have contracted with the carrier that has designed an RV insurance to specifically address the needs of RV owners.

Whether you have an old pop-up or a new motor-home, if the RV is totaled, our carrier has you covered. Because types of RVs and their styles vary so much, we know that different customers need different coverage options.

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Travelers’ Cyber Risk Pressure Test

Risk_ControlPut your data and network security to the test.

What if your business was the victim of one of the 41,000 known computer security incidents per day in the U.S.?* In addition to knowledge about cyber insurance coverage options, you’re likely to be looking d for helpful, cost-effective cyber risk management resources.

When it comes to cyber risk, there is a lot at stake: data, reputation and a company’s bottom line. And every business, no matter the size or industry, is at risk of becoming a victim of an accidental or malicious compromise. This brief interactive quiz, which is mobile enabled, is designed to assist you, the business owner, to quickly evaluate and identity pressure points in your cyber risk management strategy.

Managing cyber risk is not a one-and-done process. Over time, your business may grow and change. Your data may represent new categories of information. Your technology hardware and software may be updated or replaced. Your workforce — both the people who use your data and the team responsible for protecting it — may change. And as technology itself evolves, so do the risks associated with it. Complacency can leave your data, your customers, your bottom line and your reputation vulnerable. Failure to address the risk often results in lost revenue, potential liability and high recovery costs. Implementing, maintaining and enforcing procedural and technological controls to protect your critical data and systems are key to the success of your cyber security strategy.

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Ridesharing Insurance Rules in California

Free Gas Today Uber ridesharingA new law requiring that ridesharing drivers and companies have liability insurance coverage during all three periods in which they use the ride-sharing application went into effect 7/1/2015.
The rules are in effect under Assembly Bill 2293, which was signed into law in September 2014.

The law stipulated divides ridesharing activities into three periods.
[process_steps type=”horizontal” size=”small”] [process_step title=”Period one” icon=”mobile-phone” icon_color=”#ff0000″] App open and waiting for a match [/process_step] [process_step title=”Period two” icon=”map-marker” icon_color=”#beb509″] Match accepted, but passenger not yet picked up [/process_step] [process_step title=”Period three” icon=”car” icon_color=”#239c0a”] Passenger in the vehicle and until the passenger exits the vehicle [/process_step] [/process_steps]

AB 2293 requires:

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