Presidential Policy Directive 8: National Preparedness, requires an annual National Preparedness Report (NPR) that summarizes national progress in building, sustaining and delivering the 31 core capabilities outlined in the National Preparedness Goal. The 2012 NPR highlighted preparedness accomplishments in the decade since the September 11, 2001 attacks and the 2013 NPR focuses on accomplishments either achieved or reported on during… Read More »FEMA National Preparedness Report 2013
Damage to your own or neighbors home resulting from a fallen tree most likely will be covered by homeowners (HO) policy. If this is your tree that has damaged your neighbors house or property, your should have personal liability coverage within your HO policy. Claims coming from fallen trees that as a result of fire, wind, lighting, hail are usually… Read More »Does Home Insurance Cover Fallen Trees?
The provision of your homeowners policy that covers business pursuits is applicable only when your main office is away from your home and you take work home. For example, a notary public working from a professional office, also can meet with clients at his home office (on weekends, or after hours). Other than that, your homeowners policy won’t cover business related claims.… Read More »What Insurance Do I Need For A Home Business?