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July 2012

CarFax Vehicle History Data Use in Insurance

Carfax Inc. reported that federal officials have approved its patent applications for its auto insurance underwriting and rating system based on vehicle history attributes. CarFax said it expects the patents to be issued by the U.S. Patent and Trademark Office within the next month. Insurance companies use CarFax reports in their underwriting and rating, claims prioritization, total loss valuations, and… Read More »CarFax Vehicle History Data Use in Insurance

My Friends’ Weather with Travelers Insurance Company

The Weather Channel and Travelers announced that they are partnering to launch “My Friends’ Weather,” the first Facebook Open Graph application on The new tool will allow users to see whom among their friends and family may be affected by breaking weather news. Through Breaking Now weather alerts on, users can find out when major events happen –… Read More »My Friends’ Weather with Travelers Insurance Company

Earthquake Deductible Buyback in California

A few facts about earthquake insurance: Fact I:  Most residential insurance policies do not cover earthquake damage – a separate earthquake policy is required. Without earthquake insurance to help you cover the costs of repairs and other expenses that come with catastrophic damage, you will pay out-of-pocket to fix your home, to replace your personal property, and to live and… Read More »Earthquake Deductible Buyback in California

Longshoreman and Harbor Coverage

Are you involved in operations that are subject to the U.S. Longshore and Harbor Workers’ Compensation Act? This act, administered by the U.S. Department of Labor, provides medical benefits, compensation for lost wages and rehabilitation services to longshoremen, harbor workers and other maritime workers injured during the course of employment, or who suffer from diseases caused or worsened by employment… Read More »Longshoreman and Harbor Coverage

Progressive Expands Commercial Auto Offerings, Introduces New Coverage

Progressive Insurance has expanded its commercial auto product with updated offerings and programs. The latest commercial package brings more coverage options and introduces a customer loyalty program. Highlights of the latest package include: Customer Loyalty Program: The new customer rewards program includes accident forgiveness, specialized claims service and minor violation forgiveness. Pet Injury Coverage: Progressive provides up to $1,000 to… Read More »Progressive Expands Commercial Auto Offerings, Introduces New Coverage

Travelers Risk Control 2012

Do you know that the two fundamental aspects of managing business risks include preparing for emergencies that might lead to business interruptions and knowing how to assess those risks to accurately pinpoint your vulnerabilities? If you need help addressing your risks, the Risk Control web page – Protecting Your Business – has a number of topics to help you get… Read More »Travelers Risk Control 2012

Insurance for Adult Day Care Center

Paperless’ Health & Human Services Insurance Program includes coverages that are specifically designed to protect the unique needs of professional Adult Day Care Centers. As industry specialists, Paperless Insurance has the experience and expertise to cover Adult Day Care Centers as a special addition to its social services program. Adult Day Care Centers are facilities that provide meals and supervised… Read More »Insurance for Adult Day Care Center

Small Business Safety Tips: Business Property

Possible accidents: Fire occurs due to outdated or old wiring damaging both the building your business owns and some of your equipment inside A roof leak causes significant damage to the goods in your warehouse Computers and media equipment are stolen from your place of business over the weekend How can I protect my building/premises, equipment, and materials from water… Read More »Small Business Safety Tips: Business Property

Laws Regarding the Recording of Phone Calls

Many businesses and other organizations record their phone calls so that they can document business transactions, train their employees, and improve customer service. It is extremely important to seek legal advice from an attorney if you are considering recording telephone calls or oral communication between parties. This article is not meant to serve as legal advice. However, we want to… Read More »Laws Regarding the Recording of Phone Calls